Search the Property and Reach the Right Maryland Assessment Office
Maryland handles real-property assessment differently from many states. Property values are administered by the State Department of Assessments and Taxation (SDAT) through 24 local State assessment offices—one for each county plus Baltimore City—rather than a separate county assessor system.
Use this guide to search the official Real Property Data Search correctly, decode the Property Account Number, find your local assessment office, understand the three-year assessment cycle, check 2026 tax-credit deadlines, appeal a value, locate deed and plat records, or route an actual tax-payment question to the local government office that collects the bill.
Quick answer: use SDAT for value and property data
Select the Maryland county or Baltimore City in the official Real Property Data Search, choose a search method, find the property, then save the district/account identifier, current market value, phase-in assessment, deed reference and Homestead status. Contact the local SDAT assessment office if the record is wrong or you need valuation help.
Maryland assessment facts
Choose your Maryland property task
Jump to the section that matches what you actually need to finish.
Assessment, tax payment and deed questions go to different offices
Value
PAN
Sales
Corrections
Appeals
Property data
Payment
Balance
Delinquency
Mortgage
Lien
Release
Homeowners
Renters
Status
Your goal |
Start here |
What that office provides |
Important limit |
|---|---|---|---|
Find owner display, value, acreage or building data |
SDAT Real Property Data Search |
Assessment record, current value, phase-in values, transfers and deed reference. |
SDAT says online records are informational and not legal reports or documents. |
Correct property characteristics or discuss value |
Local SDAT assessment office |
Property worksheet, valuation explanation, corrections and first-level appeal. |
SDAT does not set the local property-tax rate. |
Pay taxes or check amount due |
County/Baltimore City billing and collection office |
Live bill, payment status, penalties, service charges and delinquency information. |
The SDAT search does not contain the official current tax bill. |
Find a deed, mortgage, release or easement |
Maryland Land Records / Clerk of Circuit Court |
Recorded land instruments and images. |
A tax-assessment owner display is not a title examination. |
Find a subdivision or condominium plat |
PLATS.NET |
Recorded survey, subdivision and condominium plats. |
Online tax maps themselves are not property surveys. |
Apply for Homestead or 2026 income-based tax credit |
SDAT / Maryland OneStop |
Applications, status and tax-credit administration. |
Homestead and Homeowners’ Tax Credit are different programs. |
Search SDAT without accidentally excluding the property
- Select the correct county first.
- Choose Street Address.
- Enter the street number when known.
- Enter the core street name only.
- Remove directionals and street suffixes.
- Use the assessment notice or tax bill.
- Identify county code and account components.
- Ignore internal letters after the PAN when the SDAT instructions say they are not part of it.
- Use the correct special format for Anne Arundel or Baltimore City.
- Verify the returned premises address.
- Use map-reference information from SDAT records or tax maps.
- Enter town code when the property is inside an incorporated town and the search requires it.
- Use property-sales research when comparing transactions.
- Match the final account ID.
- Move to recorded documents when legal proof matters.
Exact Maryland address-search tricks
Why the Maryland property search returns nothing
Decode the Maryland PAN before calling an office
Maryland uses the Property Account Number—also called Property Account Identifier, account number, Acct# or PAN—to identify the assessment account. In many counties the number combines a county code, assessment district and account number.
County code + assessment district + account identifier.
Example structure from SDAT: county 01, district 02, account 123456.
Uses county code 02 plus district, subdivision and an eight-digit account number.
Uses county code 03 plus ward, section, block and lot rather than the ordinary county account format.
Maryland county codes
Code |
Jurisdiction |
Code |
Jurisdiction |
|---|---|---|---|
01 |
Allegany |
13 |
Harford |
02 |
Anne Arundel |
14 |
Howard |
03 |
Baltimore City |
15 |
Kent |
04 |
Baltimore County |
16 |
Montgomery |
05 |
Calvert |
17 |
Prince George’s |
06 |
Caroline |
18 |
Queen Anne’s |
07 |
Carroll |
19 |
St. Mary’s |
08 |
Cecil |
20 |
Somerset |
09 |
Charles |
21 |
Talbot |
10 |
Dorchester |
22 |
Washington |
11 |
Frederick |
23 |
Wicomico |
12 |
Garrett |
24 |
Worcester |
Maryland values real property at fair market value
This is not Ohio’s 35% assessment system
Maryland law requires taxable real property to be assessed using a fair-market-value standard. SDAT’s Real Property Data Search describes the Current Value as the property’s full cash value as of the most recent assessment.
The tax rate is then applied to the applicable phased-in or taxable assessment. Local governments—not SDAT—establish the local tax rates that ultimately determine the bill.
The three-year reassessment cycle
Fields worth checking on the property record
Field |
What it means |
Why you should check it |
|---|---|---|
Current Value |
Full cash value from the most recent assessment. |
Primary market-value figure to review when considering an appeal. |
Base Value |
Full cash value determined before the most recent assessment. |
Used with current value to calculate phase-in assessments. |
Phase-in Assessment |
Assessment amount being moved toward a higher new value over the cycle. |
Can differ from the headline current market value. |
Principal Residence |
Indicates whether SDAT treats the property as the owner’s principal residence. |
Important for Homestead and other tax-credit eligibility. |
Deed Reference |
Liber/book and folio/page reference to the recorded deed. |
Provides a direct bridge to Maryland Land Records. |
Transfer Information |
Seller, date, price and transaction classification. |
Not every transfer is an arm’s-length market sale. |
Property Land Area |
Land area in acres or square feet. |
Incorrect acreage can affect valuation and research. |
Homestead Status |
Shows whether the one-time Homestead application has been received/approved or is missing. |
New owners should verify this rather than assume eligibility transferred automatically. |
Know the payment dates—but pay the local tax office, not SDAT
Maryland real property tax is due for the taxable year.
Generally payable without interest through this date.
Eligible semiannual second installment may be paid without interest through this date.
Before making a payment
Homestead and Homeowners’ Tax Credit are different programs
Program |
What it does |
Application pattern |
2026 action |
|---|---|---|---|
Homestead Tax Credit |
Limits annual increases in taxable assessment on an eligible principal residence. |
One-time eligibility application; remains in place while requirements continue to be met. |
Check status in SDAT property record and file if it says No Application. |
Homeowners’ Property Tax Credit |
Income-based credit against qualifying real property tax. |
New application each year. |
Final filing deadline October 1, 2026. |
Renters’ Tax Credit |
Can provide a direct payment to qualifying Maryland renters. |
New application each year. |
Final filing deadline October 1, 2026. |
Homestead Tax Credit
Homestead does not freeze the SDAT market value. Instead, it limits how much of an eligible annual assessment increase is taxable for the principal residence.
Maryland requires each county and municipality to use a Homestead taxable-assessment cap of 10% or less; the State portion uses 10%.
2026 Homeowners’ Property Tax Credit
Deadline to potentially place an approved, non-audited credit directly on the July bill has passed.
2026 application remains open through the final deadline.
Maryland OneStop lists an estimated 30–90 day approval time.
Appeal the market value—not simply the size of the tax bill
Four first-level hearing options
Evidence that addresses value
Other appeal windows
Situation |
Deadline |
What to know |
|---|---|---|
New reassessment notice |
45 days from notice date |
Use online control/notice numbers or return the appeal form to the local assessment office. |
Non-reassessment year Petition for Review |
First working day following January 1 |
Useful when events since the last assessment may have reduced value. |
Purchase transferred Jan. 1 through June 30 |
60 days from transfer |
The deed must be recorded for the office to proceed. |
Appeal to PTAAB after Supervisor decision |
30 days from final notice |
PTAAB is separate from SDAT and does not charge a filing fee. |
Appeal PTAAB order to Maryland Tax Court |
30 days from PTAAB decision |
Proceeding is more formal and requires appearance. |
Use the SDAT deed reference to jump into Maryland Land Records
Find your Maryland real-property assessment office
Contact the office for the jurisdiction where the property is physically located. These offices handle real-property assessment questions, property-record corrections, worksheets, reassessment discussions and first-level appeals.
Jurisdiction |
Phone |
Office address |
Normal published hours |
|---|---|---|---|
Allegany County |
112 Baltimore Street, 3rd Floor, Cumberland, MD 21502 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Anne Arundel County |
45 Calvert Street, 3rd Floor, Annapolis, MD 21401 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Baltimore City |
William Donald Schaefer Tower, 6 Saint Paul Street, 11th Floor, Baltimore, MD 21202 |
Normally 8:00 a.m.–5:00 p.m.; verify current outage status before visiting. |
|
Baltimore County |
Hampton Plaza, 300 E. Joppa Road, Suite 602, Towson, MD 21286 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Calvert County |
200 Duke Street, Room 1200, Prince Frederick, MD 20678 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Caroline County |
207 South 3rd Street, Denton, MD 21629 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Carroll County |
15 E. Main Street, Suite 229, Westminster, MD 21157 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Cecil County |
170 East Main Street, Elkton, MD 21921 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Charles County |
101 Catalpa Drive, Suite 101A, La Plata, MD 20646 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Dorchester County |
501 Court Lane, Cambridge, MD 21613 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Frederick County |
5310 Spectrum Drive, Suite E, Frederick, MD 21703 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Garrett County |
County Courthouse, 317 East Alder Street, Room 106, Oakland, MD 21550 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Harford County |
2 South Bond Street, Suite 400, Bel Air, MD 21014 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Howard County |
3451 Court House Drive, Ellicott City, MD 21043 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Kent County |
114-A Lynchburg Street, Chestertown, MD 21620 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Montgomery County |
30 W. Gude Drive, Suite 400, Rockville, MD 20850 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Prince George’s County |
14735 Main Street, Suite 354B, Upper Marlboro, MD 20772 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Queen Anne’s County |
120 Broadway, Suite 7, Centreville, MD 21617 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
St. Mary’s County |
23110 Leonard Hall Drive, Room 2059, Leonardtown, MD 20650 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Somerset County |
11545 Somerset Avenue, Princess Anne, MD 21853 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Talbot County |
29466 Pintail Drive, Suite 12, Easton, MD 21601 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Washington County |
3 Public Square, Hagerstown, MD 21740 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Wicomico County |
201 Baptist Street, Box 8, Salisbury, MD 21801 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
|
Worcester County |
1 West Market Street, Room 1202, Snow Hill, MD 21863 |
Mon–Fri · 8:00 a.m.–4:30 p.m. |
Use the central office for general Maryland SDAT questions
700 East Pratt Street
Suite 2700
Baltimore, MD 21202-6377
SDAT itself directs property owners to the local assessment office where the property is located. Have the PAN, property address and assessment notice available before calling.
Know what the SDAT page can—and cannot—prove
- Identify the property account
- Review public owner display
- Check current and base market values
- Review phase-in assessment
- Check land and improvement characteristics
- Find deed and plat references
- Review transfer history
- Check Homestead application status
- Official current tax amount due
- Payment receipt or delinquency payoff
- Legal proof of title
- Complete lien interpretation
- Professional boundary determination
- Permit approval or zoning determination
- Certified land-record copies
- Legal advice on ownership disputes
Maryland tax assessment office FAQs
What is the official Maryland property assessment search?
Use the Maryland State Department of Assessments and Taxation Real Property Data Search at sdat.dat.maryland.gov. Select the county or Baltimore City first, choose a supported search method, and verify the returned Property Account Number and premises address.
Can I search Maryland SDAT property records by owner name?
No. SDAT’s official search instructions state that the online Real Property Data Search cannot be searched by owner’s name, town, neighborhood, subdivision or ZIP code. Use the property address, Property Account Identifier, map reference or another supported method.
Why is my Maryland property address not showing in SDAT?
Remove directional words such as North or West and remove street suffixes such as Road or Avenue. If the exact street name still fails, use a truncated street name followed by an asterisk. You can also omit the house number because the officially assigned number may differ from the number commonly used.
Who should I call about a Maryland property assessment?
Contact the local SDAT real-property assessment office for the county or Baltimore City where the property is located. Maryland operates 24 local State assessment offices. The statewide SDAT number is 410-767-1184, or 1-888-246-5941 outside the Baltimore metro area.
Does Maryland have county assessors?
Maryland’s real-property assessment system is administered by the State Department of Assessments and Taxation through local State assessment offices. Counties and Baltimore City generally use the certified assessment to calculate and collect local property tax.
How often is Maryland real property reassessed?
Maryland real property is valued once in every three-year assessment cycle. The Current Value in the SDAT record represents full cash value from the most recent assessment, and increases are generally phased in across the following three tax years.
When are Maryland property taxes due in 2026?
Property tax for the taxable year is due July 1. Annual bills and eligible first semiannual installments may generally be paid without interest through September 30, 2026. The second eligible semiannual installment may generally be paid without interest through December 31, 2026. Payment and live balance questions belong to the appropriate local tax billing and collection office.
How long do I have to appeal a Maryland assessment notice?
You generally have 45 days from the date of a reassessment notice to file the first appeal. The first level is handled through the local SDAT assessment office. Subsequent appeals to the Property Tax Assessment Appeals Board and Maryland Tax Court generally have 30-day filing windows from the preceding decision.
What is the difference between Maryland Homestead and Homeowners’ Property Tax Credit?
The Homestead Tax Credit limits annual increases in taxable assessment for an eligible principal residence and uses a one-time eligibility application. The Homeowners’ Property Tax Credit is an income-based program that requires a new application each year. The final 2026 Homeowners’ credit deadline is October 1, 2026.
Where do I find the deed after locating a property in SDAT?
Copy the Deed Reference from the SDAT property record and use Maryland Land Records, operated through the Maryland State Archives and Circuit Court Clerks. Use PLATS.NET when you need a recorded subdivision, survey or condominium plat.

Khushboo Bobade is the editor and digital publisher of CountyAuditors.org. She oversees the research and editorial process for the website, ensuring that information about county auditor offices, property records, and government resources is accurate, verified, and easy for visitors to understand.
10 Ohio Property Tax Calculators & Auditor Tools
Built specifically for Ohio's 35% assessment ratio, current DTE forms, and 2026 Homestead, Owner-Occupancy, CAUV, Conveyance Fee, and Board of Revision rules. Every number reflects verified Ohio Department of Taxation amounts.
Annual Tax Bill Estimator
OHIOApplies Ohio's 35% assessment ratio plus your county's effective millage tier — the actual math your auditor uses.
Homestead Reduction Calculator
DTE 105A2026 Ohio Homestead: $29,000 general or $58,000 enhanced (100% disabled vet, KIA spouse). OAGI under $41,000 required for non-veteran applicants.
Owner-Occupancy & Non-Business Credits
DTE 105CEvery Ohio owner-occupied home qualifies for the 2.5% Owner-Occupancy Credit plus the automatic 10% Non-Business Credit. Most owners don't realize these stack.
Conveyance Fee Calculator
ORC 322When you sell or transfer Ohio property, the auditor collects $1 state + up to $3 county per $1,000, plus $0.50 per parcel. Counties choose their rate.
CAUV Agricultural Savings
DTE 109Ohio's Current Agricultural Use Value cuts taxable value dramatically for farmland (10+ acres, or smaller with $2,500+ annual gross income).
Mill Rate Converter
Ohio tax rates appear three ways on auditor sites: mills, percent, or dollars per $1,000. Convert between them instantly.
Parcel Number Cleaner
Ohio's 88 counties each format parcels differently — Franklin uses 010-123456-00, Cuyahoga uses 001-23-456, Hamilton uses 100-0001-0001-00. Auto-detects.
35% Ratio Sanity Check
Ohio law sets taxable value at 35% of market value. If yours is significantly higher, you're a strong BOR appeal candidate.
BOR Appeal Savings
DTE 1A successful Board of Revision complaint typically cuts your value 10–20%. Filing is free and stays in effect until the next reappraisal.
BOR Deadline Countdown
MAR 31Ohio's statutory Board of Revision filing deadline is March 31 for the prior tax year. Miss it and you wait until next year — no extensions.
Verify with the official Ohio source
These calculators use the verified 2026 Ohio Department of Taxation amounts and statutory rules. For your exact bill, exemption status, and county-specific deadlines, always confirm with your county auditor and the Ohio Revised Code:
Estimates use Ohio's 35% statutory assessment ratio and effective tax rate tiers averaged across major Ohio counties. Your actual bill depends on local school levies, voted millage, inside vs. outside millage splits, House Bill 920 reduction factors (HB 920), and special assessments. The 2026 Homestead general amount ($29,000) and enhanced amount ($58,000) reflect HB 187 inflation indexing — your county auditor's office may show slightly different transitional figures. Nothing here is legal or tax advice. CountyAuditors.org is an independent informational directory, not affiliated with any county government.