Richmond VA Personal Property Tax: Pay, Receipt & DMV Lookup

Richmond, Virginia · Vehicle Tax · RVAPay · Receipt · Tax Relief · DMV

Cross From Vehicle Tax Bill to Paid Receipt With a Clear Richmond Route

Richmond vehicle personal property tax applies to cars, trucks, motorcycles, boats, recreational vehicles, campers, trailers and certain other taxable personal property located in the City. The Department of Finance Personal Property Unit manages the tax, while RVAPay is the City’s online system for vehicle personal property bills, payment history and receipts.

Because the June 5, 2026 payment deadline has already passed, this guide does more than explain how to pay. It shows how to check a delinquent balance, understand penalties, remove a DMV registration hold, request high-mileage or condition relief, use PPTRA correctly, set up a payment plan, and document a paid account.

2026 deadline alert: Richmond’s 2026 vehicle personal property tax was due June 5, 2026. If the account remains unpaid, do not send the amount printed on the original bill without checking the current balance because statutory penalty and interest may now apply.

Quick answer: check RVAPay before doing anything else

Create or sign in to an RVAPay account, open the vehicle personal property tax account, verify the bill and current balance, then pay or retrieve the payment history and receipt. Richmond’s April 2026 announcement states that the enhanced RVAPay portal has no service fee for personal property tax payments.

1 Sign in RVAPay registration is required.
2 Check bill Verify vehicle, tax year and balance.
3 Pay or review Current and delinquent bills can be handled in RVAPay.
4 Save receipt Keep payment proof for records and DMV issues.

Richmond vehicle tax facts at a glance

2026 bills mailed Beginning April 20
2026 due date June 5 · passed
Passenger rate $3.70 per $100
Heavy truck rate $2.30 per $100
RVAPay fee $0 under 2026 notice
Personal Property Unit Department of Finance
Customer service 804-646-7000
Technical support 804-646-7315
City Hall 900 E. Broad St.
Hours Mon–Fri · 8 a.m.–5 p.m.
Fee clarification: an older RVAPay FAQ still displays historical card and electronic-check fees. Richmond’s newer April 20, 2026 personal property tax announcement says the enhanced RVAPay system has no service fees. Use the current checkout screen and 2026 guidance as the controlling practical reference.

Choose the Richmond tax problem you need to solve

Use the article like a task dashboard instead of reading every section in order.

2026 current status

The normal 2026 payment cycle is already in delinquent territory

JAN 1
Tax value established

Richmond establishes vehicle personal property value based on the January 1 tax date.

APR 20
Bills delivered

The Department of Finance began delivering 2026 personal property bills April 20.

JUN 5
Payment was due

Friday, June 5, 2026 was the annual 2026 personal property tax deadline.

NOW
Check live balance

If unpaid, penalty and interest rules may already affect the account.

Already paid?

Sign in to RVAPay → open payment history → retrieve your payment receipt.

Still unpaid?

Open the current account first. Do not rely only on the April paper bill.

Bill looks wrong?

Do not simply pay and forget it. Review vehicle value, tax situs, PPTRA status, mileage and condition.

RVAPay account center

RVAPay is the main online hub for Richmond vehicle personal property tax

BILL
View bills

See current vehicle personal property tax billing information.

PDF
Download bills

RVAPay supports bill download and printing.

HIST
Payment history

Review prior payments associated with the registered account.

PAY
Make payments

Pay current or delinquent vehicle personal property taxes online.

PART
Partial payment

The City says RVAPay accepts partial payments.

PLAN
Payment plan

RVAPay supports payment-plan functionality.

ALERT
Notifications

Registered users can set up bill notifications.

REC
Receipt

The City confirms that RVAPay provides a receipt for online payments.

Guest checkout is not available. Richmond’s RVAPay FAQ says registration is required. If you used an older payment service in the past, do not assume your old paperless or autopay setup transferred automatically.

RVAPay micro-steps

Open RVAPay Use the official City payment portal rather than a search-engine advertisement or unrelated payment service.
Create or sign in to your account Registration is required for vehicle personal property tax.
Locate the vehicle personal property account Confirm taxpayer, vehicle and tax-year details.
Review the balance before paying This is especially important now that the June 5 deadline has passed.
Choose payment action Pay in full, use permitted partial-payment functionality or review payment-plan options.
Save the receipt Keep the payment confirmation and final account receipt for future DMV or collection questions.
Receipt recovery

Use payment history and the RVAPay receipt—not a bank screenshot

Receipt lookup is account-based

Richmond’s system is different from jurisdictions with a public owner-name receipt search. RVAPay is a registered-account portal. After signing in, taxpayers can review vehicle personal property bills and payment history, and the City states that an online payment produces a receipt.

For a disputed payment, DMV hold or collection issue, save both the payment transaction confirmation and the final City account record showing the payment.

Receipt recovery steps

Sign in to RVAPay Use the account that is connected to the vehicle personal property bill.
Open the correct tax year Do not assume the latest payment is the year creating a DMV or collection issue.
Review payment history Confirm amount, payment date and account.
Open the available receipt Richmond confirms that online payments generate receipts.
Save or print it Keep a copy outside the portal for DMV, dispute and personal-record purposes.
If the payment is missing: check your bank or card activity, verify that you paid the correct account, then use an RVAPay self-service support ticket or RVA311. For a portal-specific technical problem, Richmond lists 804-646-7315.
Missing receipt script “I paid Richmond vehicle personal property tax for tax year [year] on [date]. My RVAPay account shows [what you see], but I need proof that the payment posted. Can you verify the payment, account and receipt status?”
Payment workflow

Pay online, by mail or in person

Online through RVAPay

Best for immediate electronic submission, account history and receipt access.

Mail

Use the current personal property payment address shown by Richmond Finance, not an old City P.O. box.

City Hall

First-floor Finance payment service is available at City Hall. Bring the bill or account paperwork.

Current personal property mailing address

City of Richmond Department of Finance
P.O. Box 38097
Philadelphia, PA 19101-8097

Richmond warns taxpayers that payments sent to older/general Finance addresses may experience processing delays. Use the payment address shown on the applicable invoice whenever possible.

In-person payment

City Hall
900 E. Broad Street
Richmond, VA 23219

Finance payment services are on the first floor. The Treasurer FAQ identifies Room 102 for tax payment when you already have the paperwork.

Hours and access

City Hall is open Monday–Friday, 8:00 a.m.–5:00 p.m., except City holidays and emergency closures.

The public entrance is on North 9th Street and is ADA accessible.

2026 online-payment advantage: Richmond’s April 2026 announcement states that payments through the enhanced RVAPay portal have no service fees.
Late payment and collections

Understand the penalty staircase before paying an overdue 2026 bill

$0 Paid by June 5

No ordinary late-payment penalty.

2% After due date

Penalty is 2% or $10, whichever is greater.

10% Following month

Total penalty becomes 10% or $10, whichever is greater.

10% / yr Interest

Annual interest begins under the City’s published rule from the first of the month following the due date.

For August 2026 users: the normal June 5 deadline and the first day of the following month have both passed. Check the live account rather than calculating the amount from the original bill yourself.

If the account moves into collections

City collection

Richmond’s Delinquent Collections Unit handles outstanding tax accounts.

Payment arrangement

You may be able to establish a structured arrangement for delinquent personal property taxes.

Outside collection

The City can outsource delinquent accounts to an attorney or collection agency.

Enforcement

Possible actions include liens, civil suits, property seizure, state refund set-off or DMV withholding.

Outside collector: Richmond currently identifies TACS for transferred Vehicle Personal Property Tax and certain business-tax collection accounts. If your notice says the debt has already been transferred, follow the instructions on that collection notice rather than sending money to an unrelated City payment address.
DMV registration withholding

Unpaid Richmond vehicle tax can create a DMV registration hold

Richmond participates in Virginia’s VRW program

The City reports qualifying outstanding vehicle personal property taxes to the Virginia DMV. DMV can withhold registration or renewal for vehicles owned by a taxpayer reported through the Vehicle Registration Withholding program.

Richmond’s Delinquent Collections page also lists a $25 charge associated with the VRW program.

DMV hold action path

Do not start at DMV If DMV says Richmond placed the hold, first resolve the underlying City tax account.
Find every unpaid vehicle tax year Use RVAPay and any collection notices to identify the full problem.
Check who currently owns the debt It may still be with Richmond or may have been transferred to an outside collector.
Pay or establish the required arrangement Follow the City or designated collector’s instructions.
Keep payment proof Save your receipt and any clearance information.
Verify the registration hold is released Do this before returning to DMV when timing is important.
DMV hold call script “Virginia DMV says the City of Richmond placed a registration hold on my vehicle. My vehicle/personal property account is [information], and the tax years involved appear to be [years]. Can you confirm the total required, who currently holds the debt, and what I must do for the VRW hold to be released?”
Tax rate and valuation

Start with assessed vehicle value, then apply Richmond’s tax rate

$3.70 per $100 for common passenger vehicles

Richmond publishes a $3.70 rate per $100 of assessed value for passenger vehicles, boats, farming equipment and trucks with gross vehicle weight below 10,000 pounds.

Certain for-hire or apportioned trucks weighing 10,000 pounds or more use a lower published rate of $2.30 per $100.

VEHICLE VALUE January 1 assessment ÷ $100 Taxable units × $3.70 Standard rate LESS RELIEF If PPTRA eligible

How Richmond values vehicles

Passenger vehicles

Richmond states that passenger vehicles are generally valued using recognized pricing-guide data based on January 1 clean trade-in value.

Newer models

If a vehicle does not appear in the applicable guide, Richmond may use a depreciation schedule based on vehicle cost information reported through DMV.

Boats

Boats are valued using percentages of original cost information reported through Virginia’s Department of Wildlife Resources.

High bill? check the vehicle description, January 1 value, PPTRA eligibility, high mileage, condition, purchase date and taxable situs before concluding that the tax rate itself is wrong.
Vehicle tax relief

PPTRA can reduce qualifying personal-use vehicle tax

Assessed value $1,000 or less

Qualifying personal-use vehicles receive 100% relief under Richmond’s PPTRA structure.

Above $1,000

Qualifying vehicles may receive partial relief on the first $20,000 of assessed value.

Business-use / excluded vehicle

Vehicles meeting Virginia business-use tests and certain other categories do not qualify for PPTRA.

2026 legislative limit: Richmond’s adopted budget ordinance authorized the Director of Finance to establish a 2026 partial-relief rate of no more than 23% for qualifying assessed value above $1,000 through $20,000. Use the actual 2026 bill for the relief amount applied to your vehicle.

Common reasons a vehicle does not qualify

More than 50% of annual mileage treated as business mileage or employer-reimbursed
More than 50% of depreciation deducted as a business expense
Vehicle cost expensed under Internal Revenue Code Section 179
Certain leased vehicles where the leasing company pays the tax without reimbursement
Vehicle over 10,000 pounds when outside eligible statutory categories
Certain trailers and other excluded property
Lower an incorrect vehicle assessment

High mileage and poor condition have separate reassessment paths

High-mileage adjustment

Richmond allows vehicle owners to request reassessment when mileage qualifies as unusually high under the City’s valuation methodology.

  • Use the official high-mileage form.
  • Mileage must reflect the vehicle’s mileage on January 1.
  • City staff review the evidence.
  • The City uses applicable pricing-guide information to determine whether a mileage deduction applies.
Condition adjustment

A separate form exists when body damage or mechanical malfunction makes the vehicle’s condition materially different from the standard value assumption.

  • Use the official condition reassessment form.
  • The vehicle owner participates in the form.
  • A repair person or estimator supplies condition information.
  • The form also requires notarization.
January 1 evidence matters. Richmond states that mileage or condition information must describe the vehicle on the January 1 tax date—not simply its mileage or condition today.

Prepare supporting evidence

Tax year
Vehicle year, make and model
VIN
January 1 mileage evidence
Repair estimate where relevant
Photos of damage where useful
Mechanic or estimator information
Copy of current tax bill
Purchase, move and tax situs

Where the vehicle is normally garaged determines Richmond taxation

Bought a vehicle during the year

Richmond prorates most motor vehicle and trailer taxes based on the purchase date or date the vehicle acquires taxable situs in the City.

Moved into Richmond

A vehicle becomes taxable when it acquires taxable situs in Richmond. Special rules apply when the former Virginia locality does not prorate.

Moved out of Richmond

Whether Richmond stops or continues taxation can depend on the destination locality and Virginia’s proration rules.

Richmond’s 15th-day proration example

Purchased March 12

Because the vehicle was purchased on or before the 15th, Richmond’s example counts March and taxes 10 months: March through December.

Purchased March 16

Because purchase occurred after the 15th, March does not count; Richmond’s example taxes 9 months: April through December.

Boats are different: Richmond says boats are not prorated in the same way. Boat personal property taxation is based on the applicable January 1 location and registration rules.

Situs decoder

Where Richmond says taxable situs is determined
Property
Tax situs clue
Practical check
Motor vehicle
Where normally garaged or parked.
Update DMV and City records when the vehicle moves.
Boat
Locality associated with Department of Wildlife Resources registration.
Confirm registration and January 1 location.
Farming equipment
Where equipment is located on January 1.
Document physical location for the tax date.
Payment-plan help

Richmond offers more than one way to manage an overdue account

$0 No required down payment for qualifying vehicle personal property or real estate delinquent-tax arrangements.
12 mo. Maximum payment-arrangement length published by the City’s Delinquent Collections Unit.
1 The City says a taxpayer may miss up to one payment without default under the published arrangement rules.
Current You must stay current on new balances for the tax type covered by the arrangement.
A payment plan does not erase current obligations. Richmond requires taxpayers in a delinquent arrangement to stay current on new balances for the same tax type to avoid default.
Payment-plan script “I have delinquent Richmond vehicle personal property tax for [years]. My current-year account status is [status]. I want to understand whether I qualify for a payment arrangement, the total balance, maximum term, and what I need to do to avoid DMV or collection problems.”
Penalty and interest waiver

There is a formal waiver application when circumstances justify review

Richmond provides an online Penalty and Interest Waiver Application for several tax types, including vehicle personal property tax. A waiver is not automatic simply because a taxpayer forgot the deadline.

Prepare before applying

Taxpayer name
Vehicle personal property account
Tax year
Original due date
Reason payment was late
Supporting evidence
Payment history
Current contact information
Useful evidence beats a long explanation. If requesting discretionary review, organize supporting documentation around the specific circumstance that prevented timely payment.
Disabled veteran vehicle exemption

Qualifying disabled veterans have a separate motor vehicle exemption

Disability requirement

Richmond asks for a Department of Veterans Affairs letter showing a 100% service-connected, permanent and total disability and the effective date.

One vehicle

The City’s published guidance says the exemption applies to one motor vehicle owned and primarily used by or for the disabled veteran.

Annual certification

Richmond states that the certification must be completed each year.

Timing: Richmond says there is no immediate annual deadline, but the exemption applies beginning on the vehicle acquisition date or January 1 of the tax year, whichever is later, and not before January 1 of that tax year.
Richmond contact and visit guide

Use the Department of Finance for vehicle personal property tax

Richmond personal property tax contacts
Need
Contact
Use it for
Important note
Vehicle personal property tax
804-646-7000
or 3-1-1 inside Richmond
Bill, assessment, payment, vehicle-tax questions.
City asks users to submit inquiries through RVA311.
RVAPay technical support
Portal/login or technical problem.
For a tax-account dispute, use RVA311 rather than only technical support.
Delinquent account
Payment arrangement, collection status, DMV withholding.
If transferred to an outside collector, follow that agency’s notice.
Virginia DMV
Vehicle registration questions after City tax clearance.
Resolve Richmond tax debt with Richmond first when the City placed the hold.

City Hall

Department of Finance
900 E. Broad Street
Richmond, VA 23219

City Hall is generally open Monday–Friday, 8:00 a.m.–5:00 p.m., excluding holidays and emergency closures.

Payment paperwork

The Richmond Treasurer FAQ identifies City Hall Room 102 for tax payment when the taxpayer already has the required paperwork.

Electronic payment is encouraged when appropriate.

Universal Richmond tax call script “I am calling about Richmond vehicle personal property tax for tax year [year]. The vehicle is [year/make/model], and my issue is [bill / payment / receipt / DMV hold / value / mileage / condition / PPTRA / moved vehicle]. Can you confirm the current account status and the exact next step?”
Before you pay

Run this 60-second Richmond tax audit

Correct tax year
Correct vehicle
Correct Richmond tax situs
January 1 value makes sense
Purchase/move proration looks correct
PPTRA status is appropriate
High mileage has been considered
Damage/condition has been considered
Penalty and interest are understood
No prior-year balance creating DMV hold
If everything is correct: pay through RVAPay, save the receipt, and keep the final City account record showing payment.
If something is wrong: submit the appropriate City request before assuming that paying the displayed amount will correct the underlying vehicle, value, situs or relief problem.
10 practical answers

Richmond VA personal property tax FAQs

How do I pay Richmond VA personal property tax online?

Use the City of Richmond’s RVAPay portal. Registration is required. RVAPay allows taxpayers to view vehicle personal property tax bills, review payment history, make payments and receive payment receipts.

When was Richmond personal property tax due in 2026?

Richmond’s 2026 vehicle personal property tax payment was due June 5, 2026. Bills began arriving April 20, 2026. Because June 5 has passed, unpaid 2026 bills should be checked for current penalty, interest and collection status before payment.

How do I get a Richmond personal property tax receipt?

Sign in to RVAPay and review the vehicle personal property tax account and payment history. The City states that RVAPay provides receipts for online payments and supports downloading or printing vehicle personal property tax bills.

Does Richmond charge a fee to pay personal property tax through RVAPay?

Richmond’s April 2026 personal property tax announcement states that there are no service fees for payments made through the enhanced RVAPay portal.

What is Richmond’s vehicle personal property tax rate?

The City publishes a rate of $3.70 per $100 of assessed value for passenger vehicles, boats, farming equipment and trucks under 10,000 pounds gross vehicle weight. Certain for-hire or apportioned heavy trucks of 10,000 pounds or more are taxed at $2.30 per $100.

What happens if Richmond personal property tax is paid late?

The City publishes a penalty of 2% or $10, whichever is greater, when payment is not made by the due date. By the first day of the month following the due date the penalty becomes 10% total or $10, whichever is greater, and interest accrues at 10% annually.

Can unpaid Richmond personal property tax block DMV registration?

Yes. Richmond participates in Virginia’s Vehicle Registration Withholding program and reports qualifying unpaid vehicle personal property taxes to DMV. DMV may withhold registration or renewal until the issue is resolved.

Can I get a lower Richmond vehicle assessment for high mileage or poor condition?

Yes. Richmond provides separate reassessment forms for high mileage and for vehicle condition. The mileage or condition evidence must relate to the January 1 tax date.

Does Richmond offer personal property tax payment plans?

Yes. RVAPay supports payment plans, and Richmond’s Delinquent Collections Unit also offers customizable arrangements for delinquent personal property taxes with terms generally no longer than 12 months.

How does Richmond personal property tax relief work?

Qualifying personal-use vehicles may receive relief under Virginia’s Personal Property Tax Relief Act on the first $20,000 of assessed value. Qualifying vehicles assessed at $1,000 or less receive full relief. Business-use and certain other vehicles do not qualify.

Information reviewed August 11, 2026: Richmond’s 2026 bill mailing date, June 5 payment deadline, RVAPay registration and receipt features, 2026 no-service-fee announcement, current vehicle tax rates, penalty and interest schedule, personal property payment mailing address, City Hall access, delinquent collection rules, DMV Vehicle Registration Withholding, payment arrangements, PPTRA rules, 2026 PPTRA authorization, high-mileage and condition adjustments, proration rules and Department of Finance contacts were checked against current City of Richmond and Richmond City Council sources.
Ohio Auditor Tools · Tax Year 2026

10 Ohio Property Tax Calculators & Auditor Tools

Built specifically for Ohio's 35% assessment ratio, current DTE forms, and 2026 Homestead, Owner-Occupancy, CAUV, Conveyance Fee, and Board of Revision rules. Every number reflects verified Ohio Department of Taxation amounts.

Homestead: $29,000 Enhanced Vet: $58,000 OAGI limit: $41,000 Assessment: 35% of market BOR filing: Free · DTE 1

Annual Tax Bill Estimator

OHIO

Applies Ohio's 35% assessment ratio plus your county's effective millage tier — the actual math your auditor uses.

Pick a county tier and enter your market value.

Homestead Reduction Calculator

DTE 105A

2026 Ohio Homestead: $29,000 general or $58,000 enhanced (100% disabled vet, KIA spouse). OAGI under $41,000 required for non-veteran applicants.

Pick your situation and enter your home value.

Owner-Occupancy & Non-Business Credits

DTE 105C

Every Ohio owner-occupied home qualifies for the 2.5% Owner-Occupancy Credit plus the automatic 10% Non-Business Credit. Most owners don't realize these stack.

Enter your annual tax to see both credit amounts.

Conveyance Fee Calculator

ORC 322

When you sell or transfer Ohio property, the auditor collects $1 state + up to $3 county per $1,000, plus $0.50 per parcel. Counties choose their rate.

Enter sale price and pick your county rate.

CAUV Agricultural Savings

DTE 109

Ohio's Current Agricultural Use Value cuts taxable value dramatically for farmland (10+ acres, or smaller with $2,500+ annual gross income).

Enter both market and CAUV values to see savings.

Mill Rate Converter

Ohio tax rates appear three ways on auditor sites: mills, percent, or dollars per $1,000. Convert between them instantly.

Enter a rate to see all three forms.

Parcel Number Cleaner

Ohio's 88 counties each format parcels differently — Franklin uses 010-123456-00, Cuyahoga uses 001-23-456, Hamilton uses 100-0001-0001-00. Auto-detects.

Paste any Ohio county parcel to format it.

35% Ratio Sanity Check

Ohio law sets taxable value at 35% of market value. If yours is significantly higher, you're a strong BOR appeal candidate.

Enter both values to compare against Ohio's 35% target.

BOR Appeal Savings

DTE 1

A successful Board of Revision complaint typically cuts your value 10–20%. Filing is free and stays in effect until the next reappraisal.

Enter your tax bill and reduction estimate.

BOR Deadline Countdown

MAR 31

Ohio's statutory Board of Revision filing deadline is March 31 for the prior tax year. Miss it and you wait until next year — no extensions.

Set your deadline to start the countdown.

Verify with the official Ohio source

These calculators use the verified 2026 Ohio Department of Taxation amounts and statutory rules. For your exact bill, exemption status, and county-specific deadlines, always confirm with your county auditor and the Ohio Revised Code:

Estimates use Ohio's 35% statutory assessment ratio and effective tax rate tiers averaged across major Ohio counties. Your actual bill depends on local school levies, voted millage, inside vs. outside millage splits, House Bill 920 reduction factors (HB 920), and special assessments. The 2026 Homestead general amount ($29,000) and enhanced amount ($58,000) reflect HB 187 inflation indexing — your county auditor's office may show slightly different transitional figures. Nothing here is legal or tax advice. CountyAuditors.org is an independent informational directory, not affiliated with any county government.

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