Search Dayton-Area Parcels, Taxes and Values
Use Montgomery County’s official property systems to find an owner, street address or parcel ID, review market and assessed values, check current and delinquent taxes, open GIS maps and follow deed-reference clues.
This guide also explains the live 2026 reappraisal, informal value reviews, overdue-tax options, Recorder searches, value appeals, Homestead, CAUV and rental registration—so every official link leads to a clear next action.
Quick answer: where should you start?
Start at MCRealEstate for property records. Choose Address, Owner, Parcel or Advanced Search, enter only the information requested, open the matching parcel ID and save the complete record before moving to tax payment, GIS, deeds, rental registration or a value review.
Montgomery County property facts
The MCRealEstate system provides read-only assessment and tax-record access. Use it after selecting the search method that matches the information you already have.
Review your new tentative value now
Montgomery County is completing a full reappraisal of more than 250,000 real-estate parcels. New tentative values are based on individual property characteristics and recent valid neighborhood sales.
Micro steps for an informal review
Evidence the county says is useful
Choose the exact property task
The sections below are arranged by user action rather than as a list of county websites.
Which office controls your property question?
What you need |
Use |
What it provides |
Important limitation |
|---|---|---|---|
Owner, address, parcel, value or tax summary |
Auditor / MCRealEstate |
Property description, values, taxes, sales, payment history and levy information. |
Auditor ownership is not a title opinion. |
Tentative 2026 value |
Reappraisal / Informal Review |
Tentative value, neighborhood-sale context and an appraiser discussion. |
An informal review is different from a formal BOR appeal. |
Live tax balance or payment |
Treasurer |
Current balance, online payment, posting, prepayment and delinquency plans. |
The Auditor does not collect the payment. |
Deed, mortgage, lien or easement |
Recorder / RISS |
Recorded indexes, document images, copies and fraud alerts. |
The public database is not a title examination. |
Parcel map or surrounding properties |
Auditor GIS |
Interactive parcel map, map layers and tax-mapping context. |
GIS lines are not surveyed boundaries. |
Formal value complaint |
Board of Revision |
Formal value hearing during the January 1–March 31 filing period. |
BOR changes value, not tax rates. |
Rental-property compliance |
Auditor Rental Registration |
Online registration, exceptions and ownership/contact updates. |
Registration does not replace city licensing or inspections. |
Homestead, owner occupancy or CAUV |
Auditor tax-reduction programs |
Eligibility guidance, applications and programme contacts. |
Each programme has separate qualifications. |
Search by address, owner, parcel or advanced criteria
- Enter the house number in its separate field.
- Enter only the main street name.
- Leave out N, S, E and W initially.
- Leave out Street, Road, Avenue and Drive.
- Try another spelling or wildcard when necessary.
- Use Last Name First Name format.
- Start with the surname alone.
- Add the first name or initial to narrow results.
- For an LLC, use one distinctive company word.
- Try a trust, estate or former owner name.
- Copy the parcel ID from a bill, deed or map.
- Keep the opening capital letter.
- Enter spaces as shown when exact entry is required.
- Do not replace the letter with a number.
- Confirm the address after opening the result.
- Use this for lists or research—not one simple parcel.
- Select only criteria needed for the question.
- Filter by property, location or value characteristics.
- Avoid combining filters that exclude valid results.
- Export or save the criteria with the results.
Open the correct property record
Search links after you understand the inputs
No Montgomery County property result?
Prepare this before calling
Understand what each MCRealEstate tab means
Record tab or field |
What it shows |
Best next action |
|---|---|---|
Parcel ID |
Primary county identifier used across multiple property systems. |
Copy it before paying, filing or calling another office. |
Property Record |
Ownership, mailing information and basic parcel facts. |
Verify against the deed when legal ownership matters. |
Property Description |
Land and building characteristics used in appraisal. |
Check area, grade, condition, style and improvements. |
Tax Summary |
Current tax amounts, prior-year delinquency and total currently due. |
Verify the live payment balance through the Treasurer. |
Land |
Land area, class and valuation information. |
Review acreage, homesite and CAUV information. |
Payments |
Posted tax-payment information associated with the account. |
Call the Treasurer when a recent payment is not visible. |
Levy Distribution |
How the parcel’s tax dollars are distributed among local entities. |
Use it to understand schools, municipalities and service levies. |
Value History |
Previous property values and assessment changes. |
Compare it with the new 2026 tentative value. |
Sales |
Transfer dates, prices, buyers and deed-reference clues. |
Verify the actual instrument through Recorder RISS. |
Current amount due |
Tax balance shown by the public record at the time of access. |
Confirm current payoff before a closing or overdue payment. |
Why value and tax do not move together
Ohio generally assesses real property at 35% of fair market value. The final tax bill also depends on effective millage, levy-reduction factors, tax district, credits and special assessments.
Both 2026 property-tax deadlines have passed
This deadline has passed.
This deadline has also passed.
No separate application was required.
Call 937-225-4010 when overdue.
What to do when taxes remain unpaid
Payment methods and published processor fees
Method |
Published fee or rule |
Micro-help |
|---|---|---|
Online e-check |
$0.50 per transaction |
Verify routing, account and parcel details before submitting. |
Online credit card |
2.3% of the total payment |
Review the calculated fee before authorizing a large payment. |
Online debit card |
$2.95 per transaction |
Compare the debit fee with the e-check option. |
Automated phone |
833-819-5111; processor payment fees apply |
The Treasurer does not take card details directly by phone. |
Live phone representative |
877-495-2729 plus $5 live-assistance charge |
This charge goes to Point and Pay. |
In person |
Weekdays, 8 a.m.–4 p.m.; processor fees apply to cards |
Cash, check and verified payments are also accepted. |
Mail |
No processor fee for check or money order |
Do not mail cash; include the bill coupon. |
Drop box |
No processor fee for check or money order |
Use the west-side box on Vista View Drive; do not leave cash. |
Delinquent payment plan
A basic plan generally requires a 20% down payment based on total delinquency plus full-year current taxes. The amount can change during a tax-due month.
Further penalties and interest are held while the agreement remains in good standing, and the property is protected from lien sale or tax foreclosure.
Prepayment for future bills
The monthly prepayment programme is for accounts that are current. Enrollment must generally occur at least 60 days before the relevant half-year due date, and the property cannot have delinquent liens, foreclosure, bankruptcy or another past-due plan.
Use GIS maps without treating them as surveys
Micro steps for the interactive parcel map
Historical and mapping documents
Third Floor
Dayton, OH 45422
Monday–Friday, 8 a.m.–5 p.m.
Find deeds, mortgages, liens and releases in RISS
The Recorder’s Information Search System is the correct source for recorded-document research. Use the Auditor parcel first to collect owner, transfer-date and deed-reference clues.
Search RISS step by step
Current published Recorder fees
Service |
Published fee |
Practical note |
|---|---|---|
Basic recording |
$39 for the first two pages |
Applies to deeds, mortgages, leases and several other record types. |
Additional page |
$8 per page |
Count every page after the first two. |
Mortgage release or assignment notation |
$4 marginal-notation fee |
Added to applicable releases and assignments. |
Photocopy |
$2 per page |
Confirm delivery or fax charges when applicable. |
Certified copy |
$2 per page plus $1 certification |
Request certification only when the receiving party requires it. |
Plat copy |
$0.10 per square inch; $40 minimum |
Confirm the desired plat and size before ordering. |
Lori Kennedy
Dayton, OH 45422-1387
Weekdays, 8 a.m.–4 p.m.
Transfer a deed without missing an office step
A deed transfer requires more than recording a signed page. The Auditor must process the conveyance information for the parcel before the Recorder completes applicable transfer documents.
Published transfer charges
$3 per $1,000 of actual sale price.
$0.50 for each parcel transferred.
Deed-transfer workflow
Electronic recording limitation
The Recorder accepts non-transfer documents through eRecording. Deeds and documents requiring a transfer or no-transfer stamp still need to move through the Auditor’s Deed Transfer Department before recording.
Use Board of Revision after the informal-review stage
What the Board can decide
The three-member Board determines fair market value. It can increase, decrease or retain a value, but it cannot directly change tax rates or simply remove the amount due.
Prepare a strong complaint
Arguments that usually need more evidence
Formal filing steps
Third Floor
Dayton, OH 45422
Check Homestead, owner occupancy, CAUV and damage relief
Programme |
Main purpose |
Key requirement |
Contact or form |
|---|---|---|---|
Homestead Exemption |
Reduces taxation for qualifying seniors, disabled homeowners and certain surviving spouses. |
Primary residence plus the applicable age, disability and income rules. |
Homestead Hotline: 937-225-4341 |
Owner Occupancy Credit |
Provides up to a 2.5% reduction on qualifying levies for the primary residence. |
Owner and spouse can receive the credit on only one principal home. |
Owner-occupancy application |
CAUV |
Values qualifying commercial farmland according to agricultural use and soil. |
Ten acres or the qualifying income route for smaller tracts. |
CAUV: 937-496-3281 |
Damaged Property |
Requests a proportional taxable-value reduction after structural damage. |
Document the date, cause and severity of damage. |
Destroyed or Damaged Property form |
Tax Exemption |
Potential exemption for qualifying charitable or governmental use. |
State-recognized owner or lessee and qualifying public-purpose use. |
Tax exemption: 937-496-6625 |
Homestead application micro-steps
CAUV qualification
Land devoted exclusively to commercial agricultural use may qualify under the acreage route.
The land may qualify when average annual gross farm income for the prior three years is at least $2,500.
Register residential rental property correctly
Ohio requires residential rental-property owners to register qualifying property with the County Auditor. Registration can cover houses, apartments, mobile-home parks and residential lots leased for manufactured homes or recreational vehicles.
Who needs to provide information?
Provide the owner’s complete name and required contact information.
Provide the entity name and a corporate officer or responsible contact.
Designate a contact agent as required by Ohio law.
Designate an in-state contact agent.
Registration workflow
Montgomery County property contacts
Office |
Use it for |
Contact |
Hours and location |
|---|---|---|---|
Auditor |
Property records, value, calculations, tax reductions and reappraisal. |
451 W. Third St., Dayton; weekdays 8 a.m.–5 p.m. |
|
Property Owner Hotline |
2026 tentative values and informal reviews. |
Confirm appointment availability when calling. |
|
Treasurer |
Payment, balance, delinquency, prepayment and tax liens. |
451 W. Third St.; weekdays 8 a.m.–4 p.m. |
|
Recorder |
Deeds, mortgages, liens, copies and fraud alerts. |
451 W. Third St., Fifth Floor; weekdays 8 a.m.–4 p.m. |
|
GIS |
Parcel maps, map layers and tax mapping. |
451 W. Third St., Third Floor. |
|
Board of Revision |
Formal fair-market-value complaints. |
451 W. Third St., Third Floor; weekdays 8 a.m.–5 p.m. |
|
Homestead |
Age, disability, income and application questions. |
Auditor’s Office, 451 W. Third St. |
|
CAUV |
Farmland eligibility, application and renewal. |
Auditor’s Office, 451 W. Third St. |
Bring or include these details
Check a neighboring county when the property is missing
Mailing cities and ZIP codes do not always match county boundaries. Verify the county when a border-area parcel does not appear in Montgomery County.
Useful for properties near the northeastern Montgomery County boundary.
Open Clark County property-search guideUseful for parcels near Vandalia, Tipp City and the northern boundary area.
Open Miami County property-search guideUseful for properties near the southwestern county boundary.
Open Butler County property-search guideWhat an online property record cannot prove
- Identifying a parcel
- Reviewing values and characteristics
- Checking tax and payment information
- Finding sales and deed clues
- Preparing questions for county staff
- Legal title or lien priority
- Exact boundary locations
- Zoning or building approval
- Easements and encroachments
- Purchase, lending or legal decisions
Montgomery County property and tax FAQs
How do I search Montgomery County Ohio property records?
Use the official MCRealEstate system. Search by address, owner name, parcel ID or advanced criteria. Start with one search method, open the matching parcel and verify the parcel ID and physical location.
What should I enter in the Montgomery County address search?
Enter the house number separately and use only the main street name. Do not initially include street directions or suffixes such as North, South, Street, Road or Avenue.
How are Montgomery County parcel numbers formatted?
Montgomery County parcel IDs begin with a capital letter. An official example is A01 00107 0001. Enter the spaces as displayed when a portal or form requests the exact parcel ID.
When will Montgomery County’s 2026 tentative values affect taxes?
The 2026 reappraisal values take effect for tax purposes in 2027 and affect property-tax bills paid in 2027. They do not change the property taxes paid during calendar year 2026.
How do I request a 2026 Montgomery County informal value review?
Use the official informal-review scheduling portal or call the Property Owner Hotline at 937-224-8927. Reviews are conducted by Zoom or telephone, and the county announced meetings from mid-July through the end of August 2026.
What should I do if my 2026 Montgomery County property taxes are unpaid?
Both 2026 installment deadlines have passed. Search the live tax account and call the Treasurer at 937-225-4010 to confirm the current balance, payment method, penalties, credits, lien status and payment-plan eligibility.
Are Montgomery County GIS parcel lines legal boundaries?
No. Auditor GIS lines are useful for locating and comparing parcels but do not replace a recorded deed, plat, legal description or professional boundary survey.
Where can I find Montgomery County deeds and mortgages?
Use the Montgomery County Recorder’s RISS system. Agree to the legal disclaimer, allow pop-ups for the Recorder and OnBase sites, and search by owner or firm name, index type and date range.
How do I appeal a Montgomery County property value?
A formal value appeal is filed with the Board of Revision from January 1 through March 31. Use the current complaint form and support the requested value with a recent sale, appraisal, comparable sales or documentation of property-condition issues.
Do Montgomery County residential landlords have to register rental property?
Yes. Residential rental owners must register qualifying property with the Auditor. Business entities need a contact agent, out-of-state owners need an Ohio contact agent, and registration changes must be reported within 60 days.

Khushboo Bobade is the editor and digital publisher of CountyAuditors.org. She oversees the research and editorial process for the website, ensuring that information about county auditor offices, property records, and government resources is accurate, verified, and easy for visitors to understand.
10 Ohio Property Tax Calculators & Auditor Tools
Built specifically for Ohio's 35% assessment ratio, current DTE forms, and 2026 Homestead, Owner-Occupancy, CAUV, Conveyance Fee, and Board of Revision rules. Every number reflects verified Ohio Department of Taxation amounts.
Annual Tax Bill Estimator
OHIOApplies Ohio's 35% assessment ratio plus your county's effective millage tier — the actual math your auditor uses.
Homestead Reduction Calculator
DTE 105A2026 Ohio Homestead: $29,000 general or $58,000 enhanced (100% disabled vet, KIA spouse). OAGI under $41,000 required for non-veteran applicants.
Owner-Occupancy & Non-Business Credits
DTE 105CEvery Ohio owner-occupied home qualifies for the 2.5% Owner-Occupancy Credit plus the automatic 10% Non-Business Credit. Most owners don't realize these stack.
Conveyance Fee Calculator
ORC 322When you sell or transfer Ohio property, the auditor collects $1 state + up to $3 county per $1,000, plus $0.50 per parcel. Counties choose their rate.
CAUV Agricultural Savings
DTE 109Ohio's Current Agricultural Use Value cuts taxable value dramatically for farmland (10+ acres, or smaller with $2,500+ annual gross income).
Mill Rate Converter
Ohio tax rates appear three ways on auditor sites: mills, percent, or dollars per $1,000. Convert between them instantly.
Parcel Number Cleaner
Ohio's 88 counties each format parcels differently — Franklin uses 010-123456-00, Cuyahoga uses 001-23-456, Hamilton uses 100-0001-0001-00. Auto-detects.
35% Ratio Sanity Check
Ohio law sets taxable value at 35% of market value. If yours is significantly higher, you're a strong BOR appeal candidate.
BOR Appeal Savings
DTE 1A successful Board of Revision complaint typically cuts your value 10–20%. Filing is free and stays in effect until the next reappraisal.
BOR Deadline Countdown
MAR 31Ohio's statutory Board of Revision filing deadline is March 31 for the prior tax year. Miss it and you wait until next year — no extensions.
Verify with the official Ohio source
These calculators use the verified 2026 Ohio Department of Taxation amounts and statutory rules. For your exact bill, exemption status, and county-specific deadlines, always confirm with your county auditor and the Ohio Revised Code:
Estimates use Ohio's 35% statutory assessment ratio and effective tax rate tiers averaged across major Ohio counties. Your actual bill depends on local school levies, voted millage, inside vs. outside millage splits, House Bill 920 reduction factors (HB 920), and special assessments. The 2026 Homestead general amount ($29,000) and enhanced amount ($58,000) reflect HB 187 inflation indexing — your county auditor's office may show slightly different transitional figures. Nothing here is legal or tax advice. CountyAuditors.org is an independent informational directory, not affiliated with any county government.