What documents are needed for an individual Mississippi unclaimed property claim?

Mississippi Treasury lists photo identification and proof of Social Security number among the standard individual claim requirements. Name-change documentation or a minor's birth certificate may also be required when applicable.

Can I claim Mississippi unclaimed property for a deceased relative?

Yes. Mississippi requires claimant identification, the deceased owner's death certificate and inheritance evidence such as a filed will, obituary, funeral program or applicable Affidavit of Death and Heirship. Open and closed estates are handled differently.

What happens when a Mississippi estate is already closed?

Mississippi Treasury states that when an estate is closed, the funds must be divided among the legal heirs and each heir needs to complete a separate claim form. One heir cannot simply receive the entire amount for later distribution.

What if I cannot prove an old Mississippi address?

Treasury accepts various official records as possible address evidence, including old bills, tax returns, school records, birth or death certificates and credit reports. If those are unavailable, Treasury says a claimant can explain the old residence and the office will attempt to research the connection.

Can businesses claim Mississippi unclaimed property?

Yes. Business claims can require identification of the company officer, FEIN proof, evidence of the claimant's company position and proof of the reported company address. Dissolved businesses may require proof of each owner's name and ownership percentage.

Does Mississippi hold safe deposit box jewelry or other physical property?

Mississippi says it does not accept physical safe deposit box property. A holder may auction qualifying contents and report the cash proceeds with a description of the property.

What is the Ohio property tax assessment ratio?

Ohio law sets taxable value at 35% of market (true) value statewide, under Ohio Revised Code §5713.03. Your county auditor must use this ratio when calculating your tax bill.

How much is the Ohio Homestead Reduction in 2026?

For tax year 2026, the general Homestead Reduction shields $29,000 of market value for qualifying owners age 65+, totally disabled, or surviving spouses age 59+ with Ohio Adjusted Gross Income under $41,000. The enhanced amount for 100% disabled veterans and surviving spouses of public-safety officers killed in the line of duty is $58,000 with no income limit. File DTE Form 105A with your county auditor.

When is the Ohio Board of Revision deadline?

Ohio's statutory Board of Revision (BOR) complaint deadline is March 31 for the prior tax year, per ORC §5715.19. Complaints are filed using DTE Form 1 with your county auditor at no cost. Late filings are rejected except in very narrow clerical-error circumstances.

How much is the Ohio real property conveyance fee?

Ohio's conveyance fee has two parts: a mandatory $1.00 per $1,000 state fee (ORC §319.54(F)(3)) and a permissive county levy of up to $3.00 per $1,000 (ORC §322.02). Most Ohio counties charge the full $4.00 per $1,000. A separate $0.50 transfer fee applies per parcel. Filed using DTE Form 100 at the auditor's office at closing.

Who qualifies for Ohio's CAUV agricultural tax break?

Ohio's Current Agricultural Use Value (CAUV) program lets actively farmed land be taxed on its agricultural value rather than its market value. Eligibility requires 10+ acres devoted exclusively to commercial agriculture, or smaller parcels with $2,500+ in gross annual income from agriculture. Apply using DTE Form 109 and renew annually with DTE 109A. Removing land from CAUV triggers recoupment of three years of saved taxes under ORC §5713.34.

Mississippi Unclaimed Property: Search & Claim Missing Money

Q: Is it free to claim Mississippi unclaimed property?

You can search and file your own Mississippi unclaimed property claim without hiring a paid claim finder. Mississippi Treasury states that claim finders may charge no more than 10 percent for their services.

Q: Can a Mississippi unclaimed property claim be completed online?

Mississippi Treasury uses an eClaims system that allows many claims to be processed online and eliminates the need for a notary in many cases. A paper claim route also remains available and the current paper instructions require a completed notarized claim form mailed to Treasury.

Q: Who do I contact about Mississippi unclaimed property?

The Mississippi Unclaimed Property Division lists 601-359-3600 for general inquiries and Unclaimed@treasury.ms.gov for email assistance. Paper claims are mailed to Office of the State Treasurer, Unclaimed Property Division, P.O. Box 138, Jackson, MS 39205.

Mississippi Treasury · Unclaimed Money · eClaims · Heirs · Businesses

Follow Mississippi’s Lost-Money Trail From Search to Return

Mississippi unclaimed property can come from forgotten accounts, uncashed checks, wages, stock, insurance proceeds, refunds, inheritances and other money that a bank, employer, insurer, utility or business could no longer return to its rightful owner.

This guide shows how to search efficiently, choose between eClaims and the paper claim route, prepare identity and old-address evidence, claim for a deceased relative or business, handle a minor or power-of-attorney claim, understand safe-deposit proceeds and avoid paying unnecessary finder fees.

Get the quick answer Search correctly Choose claim path

Search yourself before paying a claim finder. Mississippi Treasury allows people to file their own claims, and its current FAQ says paid claim finders may charge no more than 10% for their services.

Quick answer: search your last name first

Start from Mississippi Treasury’s official Unclaimed Money page, search your name, open any plausible match and choose Claim only when the reported name, address or holder reasonably connects to you.

1 Search broad Start with last name or business.

2 Match history Check old address and holder.

3 Choose claim route eClaim when available or paper.

4 Save claim number Keep it for future contact.

Official program

Mississippi State Treasury

General phone

601-359-3600

Email

Unclaimed@treasury.ms.gov

Common dormancy

5 years for many items

Finder limit

10% maximum fee

Mississippi Treasury’s own search guidance says to begin with the last name and select the property if you find a valid match. Do not overcomplicate the first search with a current address that may be different from the address reported years ago.

Open official Mississippi search Read Treasury claim guidance

Search workflow

Search broadly enough to catch an old Mississippi record

Start with the least restrictive clue

Treasury’s public instructions specifically tell users to type the last name into the Unclaimed Money search. From there, compare each result with your history.

Search maiden and prior married names.
Try a deceased relative’s legal name.
Search a business, church or organization name.
Remember addresses from many years ago.
Look for banks, employers or utilities you recognize.

Micro steps from search result to claim

Search the owner’s last name For a company or organization, search its legal or former name.

Review every plausible match One owner may have several items from different holders.

Look for an old address connection The reported address can be years or decades old.

Recognize the reporting holder Ask whether the owner dealt with that bank, employer, insurer, retailer, utility or other organization.

Select Claim only when the connection makes sense Similar names alone do not prove ownership.

Follow the claim instructions generated for that property The evidence required depends on who owns the property and the facts of the claim.

Save the property ID and claim number They make later phone calls and address changes much easier.

Family-search strategy: search parents, grandparents, deceased relatives, old businesses, churches and organizations separately. Mississippi Treasury specifically encourages searches beyond only your own current name.

Begin official search

Current Mississippi program

Mississippi has moved beyond a paper-only claim process

2026 Treasury update

In January 2026, Mississippi Treasury reported that it had returned almost $170 million in unclaimed money since 2020.

Treasury also highlighted three important modernization changes:

An eClaims system that removes the need for a notary in many cases.
Faster claim-return workflows.
Proactive money matching that can sometimes return money without the citizen filing a claim.

About $2,000

Treasury’s January 2026 article described this as an average amount people claim.

About 1 in 7

Treasury cited this as an estimate of people with funds available.

Proactive matching

Some owners may receive funds without starting the traditional claim themselves.

Do not wait for Treasury to find you. Proactive matching is not a promise that every owner will be automatically identified or paid. If you see a legitimate listing, start the claim.

Choose the correct claim route

eClaims and paper claims now coexist in Mississippi

Online eClaim

Mississippi introduced eClaims so many claimants can search, claim and process their property electronically.

Start from the live search result.
Select the matching property.
Follow the electronic claim prompts.
Upload evidence when the system requests it.
A notary is not required in many eClaim situations.

Paper claim fallback

Mississippi’s current paper claim page still provides a traditional three-step route.

Print and complete the Unclaimed Property Claim Form.
Have the paper form notarized and include the Property Identification Number.
Mail the completed form to the Unclaimed Property Division.

Do not mix the two workflows. If the live eClaims system allows your claim to be completed electronically, follow those instructions. If you use the paper form, the current Treasury page tells you to notarize it and mail it.

Paper claim forms cannot simply be emailed or faxed. Mississippi’s claimant FAQ says it does not accept faxed or emailed claim forms.

Start eClaim from search Read paper claim instructions

What becomes unclaimed?

Mississippi unclaimed property is financial—not abandoned real estate

Uncashed checks Wages, refunds and other outstanding payments.

Bank funds Dormant bank or credit-union accounts.

Stocks Securities and related financial property.

Insurance Benefits or proceeds that could not reach the owner.

Utility refunds Deposits or credits sent to an old address.

Inheritance Funds belonging to deceased owners or their heirs.

Money orders Dormancy rules differ from ordinary checks.

Traveler’s checks These have a longer reported dormancy period.

Not a house, land, car or boat search. Mississippi Treasury’s claimant FAQ describes unclaimed property as money or stock rather than land or houses.

Not every property type uses the same dormancy period

Checks

5 yrs

Money orders

7 yrs

Traveler’s checks

15 yrs

Five years is a useful general explanation—not a universal rule. Mississippi’s holder guidance publishes different dormancy periods for certain financial instruments.

Search troubleshooting

No Mississippi result? Change the search before assuming no money exists

Your full name returns nothing Search only the surname and try removing a middle initial or suffix.

Your name changed Search maiden names, previous married names and other former legal names.

You moved long ago Think about old Mississippi addresses connected with employers, banks or utilities.

The owner died Search the deceased person’s name instead of the heir’s current name.

You owned a business Search old legal entity names, former company names and organizations.

You recently submitted a claim Treasury says a claimed name can disappear from the search database while the claim is being evaluated.

The holder contacted you recently The money may still be with the original holder rather than Treasury.

You lived outside Mississippi Search official unclaimed-property programs in other states connected with your past addresses.

Important database behavior: Mississippi says that once an online or mailed claim is imported for processing, the owner’s name is removed from the public database listing while the claim is being evaluated.

Useful call script “I am looking for property under [legal/former name]. The owner previously lived at [old address or city] and may have had money from [bank, employer, insurer or utility]. I cannot find a clear result online. Can your team help me determine the next search or proof step?”

Call 601-359-3600 Email Unclaimed Property

Individual claimant documents

Prepare identity proof before Treasury asks you to chase old records

Mississippi’s published individual claim documentation
Situation	Published evidence	Practical preparation
Identity	Driver’s license, passport, military ID or another official photo ID.	Make a readable copy showing the name clearly.
Social Security verification	SSN card or formal record containing the Social Security number.	Follow the claim’s secure submission instructions.
Owner changed name	Marriage license, divorce decree or another legal name-change document.	Connect the old reported name to the current legal name.
Owner is a minor	Minor’s birth certificate plus parent/guardian documentation as applicable.	See the minor section before submitting.
Old address is the ownership clue	Bills, tax returns, school records, vital records or credit reports may help.	Use records showing the address reported with the property.

Protect sensitive information. Do not send Social Security or identification records to an address or website you reached through an unsolicited message. Begin from Mississippi Treasury’s official site.

Proof-of-ownership rescue

Missing old-address proof does not always end the claim

Mississippi says ownership is often established using address or Social Security verification. When an old address cannot immediately be documented, Treasury may assist with additional research.

Records that can help connect you to the reported address

Old utility bill

Old tax return

School record

Birth certificate

Death certificate

Credit report

Insurance document

Mississippi separates open estates from closed estates

Step 1 · Prove the death Provide a copy of the reported owner’s death certificate and any deceased heir’s death certificate when relevant.

Step 2 · Establish the heirs Use the filed will when one exists. If not, Treasury identifies an obituary, funeral program or applicable Affidavit of Death and Heirship as possible evidence.

Step 3 · Identify estate status Tell Treasury whether the estate is still open or has already been closed.

Closed estate = separate heir claims

Mississippi Treasury states that if the estate is open, payment is made to the estate in care of the executor.

If the estate is closed, Treasury must split the funds among all legal heirs. Each heir needs to complete a separate claim form.

One heir cannot collect everything and promise to distribute it later. Treasury says Mississippi law requires distribution according to the will or heirship and prohibits giving the entire amount to one claimant for private redistribution.

What one heir can provide for the whole family

Treasury says one heir can submit the death certificate and will or obituary so every later heir does not need to duplicate those documents. Individual heirs may still need their own identity, Social Security, current-address or relationship evidence.

Heir claim call script “I found unclaimed property for [deceased owner]. The owner died on [date]. The estate is [open/closed], and I am [executor/heir]. We have [will / probate orders / obituary / funeral program / no listed-heir document]. Which claim form and heir documents should each person submit?”

Read official heir requirements

Minor owners and power of attorney

Someone acting for the owner must prove both identities and authority

Parent or legal guardian of a minor

Mississippi lists:

Parent or guardian’s driver’s license.
Parent or guardian’s Social Security proof.
Minor’s birth certificate or driver’s license.
Minor’s Social Security proof.
Adoption or guardianship papers when applicable.

Power of attorney claimant

Mississippi lists:

Property owner’s driver’s license.
Property owner’s Social Security card.
POA claimant’s driver’s license.
POA claimant’s Social Security card.
Power of attorney document.

Authority is separate from identity. Showing who you are does not by itself prove that you have legal authority to claim another person’s property.

Corporate and business claims

Business claims must connect the claimant, company and old reported address

01 Identify officer Photo ID for the company representative.

02 Verify company Provide FEIN documentation.

03 Prove authority Business card, letterhead or other company-position evidence.

04 Match address Prove the company address reported with the property.

Open business versus dissolved business

Business still open

Treasury states that the property can be paid to the business after the company and authorized claimant are verified.

Business dissolved

Treasury asks for legal proof of each owner’s name and the percentage of the company each owner held.

Public entities have their own basic evidence set

Employee ID

Signing authority

Business card

Property / claim identifying details

Do not use the holder-reporting contact for an owner claim. The holder-reporting department is for businesses that are turning unclaimed property over to Mississippi, not businesses trying to recover money belonging to themselves.

Safe-deposit property

Mississippi converts qualifying physical contents to cash before reporting

Mississippi does not accept the physical box contents

The state’s holder instructions say Mississippi does not accept physical property from safe-deposit boxes.

A holder may auction contents that meet the applicable dormancy requirements and then report the cash proceeds to Mississippi along with a brief description of the property.

Important distinction: a claimant searching Mississippi may therefore find money representing prior tangible-property proceeds rather than the original jewelry, coins or other box contents.

Claim finder fees

You do not need to surrender part of your money just to file a claim

Mississippi’s published maximum is 10%

Treasury says any person may file a claim without a paid claim finder and that its staff is available to help claimants avoid unnecessary fees.

If you are considering a private finder, first search the official database yourself and calculate exactly what the proposed percentage fee would cost.

What a 10% finder fee would mean
Property amount	10% fee	Amount remaining before other considerations
$500	$50	$450
$2,000	$200	$1,800
$10,000	$1,000	$9,000
$50,000	$5,000	$45,000

A paid finder is not automatically fraudulent. The useful question is whether the service adds enough value to justify a fee when Mississippi Treasury already provides direct claim assistance.

After the claim is filed

Your name may disappear from search while Treasury reviews the claim

Listing disappears

Treasury says a property is removed from the public listing after the claim is imported for processing.

You move

Have the claim number ready and call 601-359-3600 to request a mailing-address update.

Check appears lost

Treasury tells claimants to call 601-359-3600 with the claim number when they believe a check was lost in the mail.

Do not submit a duplicate claim simply because your name disappeared from search. That can mean the existing claim is already being evaluated.

After-filing call script “I have claim number [number] for [owner name]. I need to [change my mailing address / ask about a missing check / clarify requested evidence]. What information do you need to update the existing claim?”

Official Mississippi contacts

Use the claimant contacts—not the holder reporting department

Mississippi Unclaimed Property contact routes
Task	Official contact	Use it this way
Search for money	Mississippi Treasury Unclaimed Money	Start online with the owner’s last name.
General claimant question	601-359-3600	Have the owner name, Property ID or claim number ready.
Unclaimed property email	Unclaimed@treasury.ms.gov	Use for general claim assistance; avoid sending unnecessary sensitive information before instructed.
Paper claim mailing	Office of the State Treasurer Unclaimed Property Division P.O. Box 138 Jackson, MS 39205	Current paper claim instructions direct completed notarized forms here.
State Treasury general line	1-888-308-1997	Treasury-wide contact option.
Holder reporting only	UPReporting@treasury.ms.gov 601-359-2513	For businesses reporting other people’s unclaimed property—not normal owner claims.

General claimant script “I am contacting you about unclaimed property for [owner name]. I have [Property ID / claim number if available]. My issue is [search match / old-address proof / deceased owner / business / minor / POA / address change]. What is the correct next step?”

Call 601-359-3600 Email Unclaimed Property Verify Treasury contacts

If Mississippi search shows nothing

Look at the original source of the money before assuming it vanished

Another state

Search the official unclaimed-property program for states where the owner previously lived.

Original holder

A recently dormant account or check may still be held by the bank, employer, insurer or company.

Federal program

Federal tax refunds, federal savings bonds and certain federal benefits use separate official search systems.

Best search habit: search Mississippi periodically rather than only once. New holder reports can add property to the state database later.

10 practical answers

Mississippi unclaimed property FAQs

What is the official Mississippi unclaimed property search?

The Mississippi Office of the State Treasurer operates the state’s Unclaimed Property program. Start from Treasury.MS.gov and its official Unclaimed Money search to look for property reported under your name, business or organization.

Is it free to claim Mississippi unclaimed property?

You can search and file your own claim without hiring a paid claim finder. Mississippi Treasury says claim finders may charge no more than 10% for their services.

Can a Mississippi claim be completed online?

Mississippi uses an eClaims system that permits many claims to be processed online and removes the need for a notary in many cases. A paper claim route also remains available, and the current paper instructions require notarization and mailing.

What documents are needed for an individual claim?

Mississippi Treasury lists official photo identification and proof of Social Security number among standard individual requirements. A name-change document or minor’s birth certificate may be required when applicable.

Can I claim money for a deceased relative?

Yes. Treasury may require claimant identification, the deceased owner’s death certificate and heirship evidence such as a filed will, obituary, funeral program or applicable Affidavit of Death and Heirship.

What happens if the estate is already closed?

Treasury states that a closed-estate claim must be divided among the legal heirs, and each heir needs a separate claim form. One heir cannot simply collect the whole amount for later distribution.

What if I cannot prove an old address?

Old bills, tax returns, school records, vital records and credit reports can help. Mississippi also says a claimant can explain the old residence when documentary proof is unavailable and Treasury will attempt to research the connection.

Can a business claim Mississippi unclaimed property?

Yes. Business claims can require officer identification, FEIN proof, evidence of company position and proof of the reported company address. Dissolved businesses may need legal proof of each owner and ownership percentage.

Does Mississippi hold physical safe-deposit-box property?

Mississippi says it does not accept physical safe-deposit-box property. Holders may auction qualifying contents and report the resulting cash proceeds with a description of the property.

Who do I contact about Mississippi unclaimed property?

Call 601-359-3600 or email Unclaimed@treasury.ms.gov. Paper claims are mailed to Office of the State Treasurer, Unclaimed Property Division, P.O. Box 138, Jackson, MS 39205.

Information checked August 8, 2026: Mississippi’s search instructions, eClaims modernization, paper notarization route, individual documentation, old-address evidence, deceased-owner and heir rules, minor and POA requirements, business claims, claim-finder fee limit, safe-deposit treatment, current contact information, dormancy examples and 2026 proactive money-matching update were reviewed against official Mississippi State Treasury sources.

Khushboo Bobade

Khushboo Bobade is the editor and digital publisher of CountyAuditors.org. She oversees the research and editorial process for the website, ensuring that information about county auditor offices, property records, and government resources is accurate, verified, and easy for visitors to understand.

Ohio Auditor Tools · Tax Year 2026

10 Ohio Property Tax Calculators & Auditor Tools

Built specifically for Ohio's 35% assessment ratio, current DTE forms, and 2026 Homestead, Owner-Occupancy, CAUV, Conveyance Fee, and Board of Revision rules. Every number reflects verified Ohio Department of Taxation amounts.

Homestead: $29,000 Enhanced Vet: $58,000 OAGI limit: $41,000 Assessment: 35% of market BOR filing: Free · DTE 1

Annual Tax Bill Estimator

OHIO

Applies Ohio's 35% assessment ratio plus your county's effective millage tier — the actual math your auditor uses.

County tier

Your effective rate (%)

Market (appraised) value ($)

Pick a county tier and enter your market value.

Homestead Reduction Calculator

DTE 105A

2026 Ohio Homestead: $29,000 general or $58,000 enhanced (100% disabled vet, KIA spouse). OAGI under $41,000 required for non-veteran applicants.

Exemption type

Home market value ($)

County effective rate (%)

Pick your situation and enter your home value.

Owner-Occupancy & Non-Business Credits

DTE 105C

Every Ohio owner-occupied home qualifies for the 2.5% Owner-Occupancy Credit plus the automatic 10% Non-Business Credit. Most owners don't realize these stack.

Current annual property tax ($)

Enter your annual tax to see both credit amounts.

Conveyance Fee Calculator

ORC 322

When you sell or transfer Ohio property, the auditor collects $1 state + up to $3 county per $1,000, plus $0.50 per parcel. Counties choose their rate.

Sale / consideration price ($)

County fee rate

Number of parcels

Enter sale price and pick your county rate.

CAUV Agricultural Savings

DTE 109

Ohio's Current Agricultural Use Value cuts taxable value dramatically for farmland (10+ acres, or smaller with $2,500+ annual gross income).

Market value of farmland ($)

CAUV value (from auditor) ($)

County effective rate (%)

Enter both market and CAUV values to see savings.

Mill Rate Converter

Ohio tax rates appear three ways on auditor sites: mills, percent, or dollars per $1,000. Convert between them instantly.

Convert from

Value

Enter a rate to see all three forms.

Parcel Number Cleaner

Ohio's 88 counties each format parcels differently — Franklin uses 010-123456-00, Cuyahoga uses 001-23-456, Hamilton uses 100-0001-0001-00. Auto-detects.

Parcel / APN / PIN

Paste any Ohio county parcel to format it.

35% Ratio Sanity Check

Ohio law sets taxable value at 35% of market value. If yours is significantly higher, you're a strong BOR appeal candidate.

Taxable value (from tax bill) ($)

Likely market value ($)

Enter both values to compare against Ohio's 35% target.

BOR Appeal Savings

DTE 1

A successful Board of Revision complaint typically cuts your value 10–20%. Filing is free and stays in effect until the next reappraisal.

Current annual tax ($)

Likely value reduction

Enter your tax bill and reduction estimate.

BOR Deadline Countdown

MAR 31

Ohio's statutory Board of Revision filing deadline is March 31 for the prior tax year. Miss it and you wait until next year — no extensions.

Filing deadline (default March 31)

Set your deadline to start the countdown.

Verify with the official Ohio source

These calculators use the verified 2026 Ohio Department of Taxation amounts and statutory rules. For your exact bill, exemption status, and county-specific deadlines, always confirm with your county auditor and the Ohio Revised Code:

Ohio Dept. of Taxation — Real Property DTE Forms (105A, 105C, 1, 109) ORC 5715 — Board of Revision ORC 5713 — Taxable Real Property ORC 322.02 — Conveyance Fee ORC 319.54(F)(3) — State Fee ORC 5713.30 — CAUV tax.ohio.gov — Main Portal

Estimates use Ohio's 35% statutory assessment ratio and effective tax rate tiers averaged across major Ohio counties. Your actual bill depends on local school levies, voted millage, inside vs. outside millage splits, House Bill 920 reduction factors (HB 920), and special assessments. The 2026 Homestead general amount ($29,000) and enhanced amount ($58,000) reflect HB 187 inflation indexing — your county auditor's office may show slightly different transitional figures. Nothing here is legal or tax advice. CountyAuditors.org is an independent informational directory, not affiliated with any county government.