Connecticut Unclaimed Property Search: Find & Claim Money

Connecticut · CT Big List · CT Big Match · Lost Checks · Accounts · Insurance · Refunds

Search Connecticut's Big List and Turn a Possible Match Into a Valid Claim

Connecticut unclaimed property can include forgotten bank accounts, uncashed checks, utility deposits, refunds, insurance proceeds, liquidated securities and other money turned over to the Office of the Treasurer after a business loses contact with the owner.

This guide shows how to search old names, recognize a meaningful match, understand CT Big Match and FastTrack-style automatic matching, build ownership proof, claim for a deceased person or business, understand Connecticut's 90-day claim review rule and avoid giving away part of your money to an unnecessary locator.

Quick answer: Connecticut's official unclaimed-property search is CTBigList.gov. Searching and filing directly is free, and Connecticut says there is no time limit for rightful owners to claim their property.

Start with CT Big List, then verify the result before claiming

Search your current name, former surnames, businesses and deceased relatives separately. A plausible result should connect with something in your history—an old address, financial institution, employer, insurer, utility or other holder.

1 Search broadly Begin with the owner name.
2 Recognize the history Compare address and holder clues.
3 Choose the right claimant Owner, heir, business or fiduciary.
4 Save the claim trail Keep every record and response.

Official search path

Open CTBigList.gov This is the Connecticut Treasurer's official public unclaimed-property search.
Search your surname and first name Avoid adding unnecessary details before seeing what results appear.
Repeat the search for former names Old financial records may still use a maiden name or previous legal surname.
Search businesses separately An LLC, corporation, nonprofit or former company may have its own account.
Look for something you recognize A former address or familiar holder makes a result much more useful than a name alone.
Claim only property you can connect to A similar name does not by itself prove that the money belongs to you.
Connecticut 2026 program snapshot

Connecticut is holding more than $1 billion while returning record amounts

The Treasurer's January 2026 update provides a useful picture of the program's current scale.

$1B+ unclaimed property Connecticut said it was holding in January 2026
$1.2B+ total returned to rightful owners through the program over time
$120.9M record amount returned during Fiscal Year 2025
~60K rightful owners who received property during Fiscal Year 2025
Make the search annual. Banks, utilities, insurers, employers and other holders transfer additional property each year, so an old empty search does not mean your name will always remain absent.

Choose the Connecticut claim problem you need to solve

Jump directly to the stage you are currently working on.

What CT Big List can contain

Connecticut unclaimed property is financial property—not abandoned real estate

The Unclaimed Property Division safeguards assets that businesses transfer to the Treasurer after losing contact with an owner for the applicable period.

$
Bank accounts Forgotten checking, savings and similar financial accounts.
C
Uncashed checks Payroll, refund, vendor and other checks that were never negotiated.
R
Refunds Money a company tried but failed to return to the owner.
U
Utility deposits Deposits or account credits that remained after service ended.
I
Insurance proceeds Unpaid benefits and other insurance-related money.
S
Securities Stocks and similar property may be liquidated, with the owner later entitled to applicable proceeds.
B
Business property Corporations, schools, nonprofits, municipalities and small businesses can all have money waiting.
V
Safe-deposit property Tangible property may be delivered and later sold under Connecticut law.
Do not confuse this with vacant property. CT Big List does not allow someone to take ownership of an abandoned Connecticut house, vehicle or parcel merely because the original owner cannot be found.

Why a company eventually transfers the asset

Connecticut's Treasurer describes a typical period of roughly three to five years during which the holder has lost contact with the customer. Exact abandonment rules vary by property type.

Holder notice can come before Treasury custody. Connecticut law generally requires holders to take reasonable steps to prevent abandonment, including mailed notice and, where the owner has consented, electronic notice before qualifying property is transferred.
Unique Connecticut feature

CT Big Match can return some money without making you file a normal claim

Automatic matching for certain sole owners

Connecticut launched CT Big Match to identify qualifying property where the state can confidently match a sole owner with a current address.

Sole owner The property must meet Connecticut's automatic-match ownership conditions.
Under $2,500 This is the key amount identified in Connecticut's Big Match program.
No traditional claim Eligible recipients can receive money without submitting a normal owner claim.

How CT Big Match works

The state matches the property to a person Connecticut uses available information to determine whether the person is the sole owner and confirm the current address.
An advance letter is sent Connecticut says eligible recipients receive a letter explaining that a payment is coming.
No normal claim is required for that qualifying payment The streamlined process exists specifically to avoid unnecessary paperwork for eligible owners.
The check follows later When the initiative launched, Connecticut said checks would generally arrive about six to eight weeks after the notification letter.
If you unexpectedly receive an authentic CT Big Match letter: do not assume it is a scam simply because you never filed a claim. Verify the program through CTBigList.gov or the Treasurer's published unclaimed-property telephone number.
Big Match does not replace CT Big List. Not every account qualifies for automatic payment. Search CT Big List yourself even if you have never received a Big Match letter.
Search troubleshooting

No result found? Change the search before deciding there is no property

Exact full name produces nothing Search fewer name components first.
Your surname changed Search each former surname separately.
Your name contains a suffix Try the search with and without Jr., Sr., II or III.
The asset belongs to a company Search the legal business name instead of only the owner's personal name.
The owner died Search the deceased owner rather than only searching the heir.
You recently heard from the company The property may still be with the original holder and may not yet have reached Connecticut Treasury.
You moved out of Connecticut Search states connected with later addresses as well.
You searched several years ago Search again because additional property is transferred every year.
Create a search log: list each current name, former name, business, spouse, parent and deceased relative you searched and record the date. It takes a few minutes and prevents missed identities.
Owner claim workflow

A Connecticut claim should create an obvious chain from the listed owner to you

1 SEARCH Locate property on CT Big List.
2 VERIFY Connect owner, address and holder.
3 PROVE Identity + ownership + authority.
4 REVIEW Treasurer considers the claim.
5 RETURN Approved property is paid.
Select only the property that appears legitimately connected to you A same-name listing can belong to another person.
Choose the correct relationship File as the owner, business representative, fiduciary, heir or other entitled claimant as appropriate.
Follow the CT Big List claim instructions Use the official workflow associated with the property result.
Read the document requirements before uploading Do not assume every Connecticut claim uses the same proof.
Submit readable evidence The documents should make the relationship between the claimant and reported owner easy to follow.
Save your claim details Keep screenshots or PDFs of the property result, claim information and submission confirmation.
Respond to any follow-up request If the Treasurer needs more evidence, answer the exact ownership or entitlement question raised.
Do not submit speculative claims. If you cannot connect yourself to the owner, address, holder or legal entitlement, gather more evidence before asserting ownership.
Ownership proof

Organize evidence around three questions

Who are you? Establish the identity of the person filing.
How do you connect to the owner? Show the relationship between today's claimant and the old account.
Why are you entitled to receive it? This becomes especially important for estates, businesses and fiduciaries.

Useful records to gather before starting

Current government-issued identification
Former-name documentation where relevant
Proof connected to a former address
Old account statement or check if available
Insurance, employment or utility record
Business authority documentation
Estate or probate documentation
Death certificate where required
Documentation explaining a merger or business name change
Any specific evidence requested by the Treasurer
Proof can be indirect but should be coherent. For example, a current ID may not contain a decades-old address, but a tax document, bank record, utility bill, deed, school record or other reliable record may help establish that historical connection when required.
Connecticut claim timing

The Treasurer must consider each filed claim within 90 days

90 days Connecticut General Statutes Section 3-70a says the Treasurer shall consider each claim not later than 90 days after filing.
Written decision When a claim is heard, the Treasurer's written decision includes findings and reasons.
No claim expiry Connecticut says rightful owners may claim property held through the program without a general time limit.
CLAIM FILED Save your evidence TREASURER REVIEW Considered within 90 days DECISION Ownership established? PAYMENT Allowed claim returned
90 days is a legal review framework, not a promise that every claim will take exactly 90 days. Straightforward claims can differ from complex estate, ownership or business cases.

If a claim is denied

Read the reason carefully Separate identity problems from ownership or legal-entitlement problems.
Gather evidence that fixes that exact gap Resubmitting the same incomplete documents rarely solves the issue.
Review appeal rights when necessary Connecticut law provides an administrative appeal route for a person aggrieved by a Treasurer decision.
Heirs and estates

For a deceased owner, finding the account is easier than proving who inherits it

The deceased person's name should normally be searched first. After locating property, the claimant must establish why they are legally entitled to receive it.

Ordinary estate or fiduciary route

Prepare the estate, probate, fiduciary or beneficiary documentation that identifies who has authority over the deceased owner's property.

Special under-$500 route

Connecticut law allows direct payment in certain circumstances for solely owned unclaimed property of a deceased owner valued at less than $500 in the aggregate without requiring the claimant to obtain some traditional probate documents.

Do not confuse the $500 rule with automatic inheritance

The special provision has conditions. The claimant still has to provide a certified claim and sworn evidence establishing entitlement under Connecticut's statutory requirements.

Estate preparation checklist

Search the deceased owner's full name
Search former surnames
Identify all property records for the same owner
Death certificate when required
Will or probate information when applicable
Fiduciary certificate or decree when applicable
Heir or beneficiary documentation
Claimant identification
Do not assume the oldest child, closest relative or person who found the listing automatically receives the funds. The Treasurer must determine legal entitlement.
Business and organization claims

CT Big List is not only for individuals

Connecticut has specifically highlighted corporations, municipalities, schools, nonprofits, hospitals and small businesses as potential unclaimed-property owners.

Active business Show that the entity exists and that the claimant has authority to act for it.
Renamed or merged entity Connect the old listed name to today's organization.
Dissolved business Expect a closer entitlement review because the original entity may no longer operate.

Search these business identities

Current legal name
Former legal names
Trade or DBA names
Pre-merger company name
Former business addresses
Old banks and insurers
Utilities and vendors
Nonprofit or school names
The person filing and the entity owning the money are not necessarily the same. Your documentation should establish both the entity's right to the property and your authority to act for the entity.
Securities and tangible property

The original asset may have been converted before you claim it

Connecticut law permits the Treasurer to sell certain non-cash unclaimed property. Holders are also required to warn owners that securities, virtual currency or tangible safe-deposit property may be liquidated before or after reporting.

Securities Stocks or similar investments can be converted, meaning a later claim may involve sale proceeds rather than the original shares.
Virtual currency Current law specifically recognizes virtual currency in the unclaimed-property notice framework.
Safe-deposit property Tangible property can be sold through the Treasurer's statutory sale process.
Important expectation: if the original property was lawfully liquidated, the owner's later claim may be limited to the applicable proceeds rather than return of the original item or security.
Claim rights continue after sale. Connecticut law allows a person claiming an interest in property surrendered to the Treasurer to claim the property or proceeds of sale at any time thereafter.
Locator and finder agreements

You can file directly for free before giving part of your money to a locator

Connecticut generally caps covered locator compensation at 10%

Connecticut law imposes timing restrictions, fee limits and disclosure rules on agreements used to locate or recover unclaimed property.

  • The covered fee may not exceed 10% of recoverable property.
  • Agreements entered on or after January 1, 2025 must be written and signed.
  • The agreement must clearly disclose the property's nature and value.
  • It must show the owner's share after fees.
  • It must explain that the owner can file directly with the Treasurer at no cost and tell the owner how to do so.

Before signing any recovery agreement

Protect the value of your Connecticut claim
Question
Why it matters
Practical action
Can I find this myself?
CT Big List is free.
Search CTBigList.gov before paying anyone.
What is the total fee?
A percentage can equal thousands of dollars on a large claim.
Calculate the actual dollar cost.
Is the agreement written?
Current Connecticut law imposes written-agreement requirements.
Do not rely on a phone promise.
Does it disclose free direct filing?
Current law requires this disclosure in covered agreements.
Do not sign an agreement that hides your free option.
Why do they need identity documents?
IDs and estate records are sensitive.
Verify the company and agreement before transmitting personal records.
Connecticut also restricts when locator agreements may be entered. The rules are more detailed than just a 10% cap, so review the current statutory requirements before signing a paid recovery contract.
Automatic payment vs ordinary claim

Know which Connecticut path you are actually on

CT Big Match compared with an ordinary owner claim
Feature
CT Big Match
Ordinary CT Big List claim
Who initiates
Connecticut identifies an eligible match.
Owner or entitled claimant searches and files.
Property amount
Program targets qualifying sole-owner property under $2,500.
Can involve other amounts and ownership situations.
Traditional claim form
Not required for the eligible automatic-payment pathway.
Claim process and supporting proof may be required.
Address match
Current-address confirmation is central to the matching process.
Older addresses may instead become evidence linking claimant to property.
What you should do
Verify the letter and watch for the payment.
Follow CT Big List documentation instructions.
Connecticut Treasurer help

Use the Unclaimed Property Office when the portal does not answer the ownership question

Unclaimed Property

800-833-7318

Monday–Friday, 8:30 a.m.–5:00 p.m. Eastern

Treasurer's Office
Office of the State Treasurer
165 Capitol Avenue
2nd Floor
Hartford, CT 06106
Unclaimed Property Division

Assistant Treasurer: Michelle Seagull

860-702-3125

Have this information ready before calling

Reported owner name
Property or claim reference
Claimant's full legal name
Relevant former address
Holder name
Date the claim was filed
Document request or denial language
Specific question you need answered
Useful support call wording “I am calling about Connecticut unclaimed property reported under [owner name]. My claim or property reference is [number]. The listed holder or address is [detail]. I need help understanding [ownership proof, estate requirement, business authority, claim status or document request]. What specific next step is required?”
60-second claim check

Before submitting, make the ownership story easy to follow

The result is more than a same-name match
The holder makes sense in your history
The old address connection is supported when needed
Claimant relationship is selected correctly
Identity documents are readable
Name differences are explained
Estate authority is documented where required
Business authority is documented where required
Every requested page is included
You saved a complete copy and submission record
Best practical rule: a reviewer should be able to look at the old CT Big List owner record, your current documents and any estate or business evidence and understand the legal connection without having to guess.
10 practical answers

Connecticut unclaimed property FAQs

What is the official Connecticut unclaimed property website?

The Connecticut Office of the Treasurer directs people to CTBigList.gov to search for unclaimed property and file claims.

Is it free to search and claim Connecticut unclaimed property?

Yes. Connecticut states that searching CT Big List and filing a claim directly with the Treasurer is free.

What types of property are on CT Big List?

Examples include forgotten bank accounts, uncashed checks, refunds, liquidated securities, insurance proceeds, utility deposits and other property turned over by businesses that lost contact with the owner.

How long does Connecticut take to review an unclaimed property claim?

Connecticut General Statutes Section 3-70a provides that the Treasurer shall consider each claim not later than 90 days after it is filed.

What is CT Big Match?

CT Big Match is Connecticut's automatic-matching initiative for eligible sole owners of unclaimed property worth less than $2,500. When the state can confirm the owner and address, qualifying recipients may receive payment without filing a traditional claim.

Does Connecticut unclaimed property expire?

Connecticut's Treasurer states that there is no time limit for rightful owners to claim funds held through the unclaimed property program.

Can I claim Connecticut unclaimed property for someone who died?

Yes, when the claimant can establish legal entitlement. Connecticut law also allows streamlined direct payment in certain cases involving solely owned property of a deceased owner valued at less than $500 in the aggregate, subject to statutory conditions.

Can a Connecticut business claim unclaimed property?

Yes. Businesses, nonprofits, municipalities, schools and other organizations may have unclaimed property and can claim it when appropriate ownership and authority documentation is provided.

How much can a Connecticut unclaimed property locator charge?

Connecticut law generally makes a covered locator agreement invalid when compensation exceeds 10% of the value of recoverable property and imposes additional timing and disclosure requirements.

Who do I call about Connecticut unclaimed property?

The Connecticut Office of the Treasurer lists 800-833-7318 for unclaimed property assistance, Monday through Friday from 8:30 a.m. to 5:00 p.m. Eastern Time.

Information reviewed August 8, 2026: CT Big List search routing, Connecticut's January 2026 program statistics, CT Big Match, current Treasurer contact information, the 90-day claim-review rule, automatic sole-owner payment provisions, deceased-owner direct-payment provisions, locator agreement restrictions and current unclaimed-property statutory language were checked against the Connecticut Office of the Treasurer and Connecticut General Statutes.
Ohio Auditor Tools · Tax Year 2026

10 Ohio Property Tax Calculators & Auditor Tools

Built specifically for Ohio's 35% assessment ratio, current DTE forms, and 2026 Homestead, Owner-Occupancy, CAUV, Conveyance Fee, and Board of Revision rules. Every number reflects verified Ohio Department of Taxation amounts.

Homestead: $29,000 Enhanced Vet: $58,000 OAGI limit: $41,000 Assessment: 35% of market BOR filing: Free · DTE 1

Annual Tax Bill Estimator

OHIO

Applies Ohio's 35% assessment ratio plus your county's effective millage tier — the actual math your auditor uses.

Pick a county tier and enter your market value.

Homestead Reduction Calculator

DTE 105A

2026 Ohio Homestead: $29,000 general or $58,000 enhanced (100% disabled vet, KIA spouse). OAGI under $41,000 required for non-veteran applicants.

Pick your situation and enter your home value.

Owner-Occupancy & Non-Business Credits

DTE 105C

Every Ohio owner-occupied home qualifies for the 2.5% Owner-Occupancy Credit plus the automatic 10% Non-Business Credit. Most owners don't realize these stack.

Enter your annual tax to see both credit amounts.

Conveyance Fee Calculator

ORC 322

When you sell or transfer Ohio property, the auditor collects $1 state + up to $3 county per $1,000, plus $0.50 per parcel. Counties choose their rate.

Enter sale price and pick your county rate.

CAUV Agricultural Savings

DTE 109

Ohio's Current Agricultural Use Value cuts taxable value dramatically for farmland (10+ acres, or smaller with $2,500+ annual gross income).

Enter both market and CAUV values to see savings.

Mill Rate Converter

Ohio tax rates appear three ways on auditor sites: mills, percent, or dollars per $1,000. Convert between them instantly.

Enter a rate to see all three forms.

Parcel Number Cleaner

Ohio's 88 counties each format parcels differently — Franklin uses 010-123456-00, Cuyahoga uses 001-23-456, Hamilton uses 100-0001-0001-00. Auto-detects.

Paste any Ohio county parcel to format it.

35% Ratio Sanity Check

Ohio law sets taxable value at 35% of market value. If yours is significantly higher, you're a strong BOR appeal candidate.

Enter both values to compare against Ohio's 35% target.

BOR Appeal Savings

DTE 1

A successful Board of Revision complaint typically cuts your value 10–20%. Filing is free and stays in effect until the next reappraisal.

Enter your tax bill and reduction estimate.

BOR Deadline Countdown

MAR 31

Ohio's statutory Board of Revision filing deadline is March 31 for the prior tax year. Miss it and you wait until next year — no extensions.

Set your deadline to start the countdown.

Verify with the official Ohio source

These calculators use the verified 2026 Ohio Department of Taxation amounts and statutory rules. For your exact bill, exemption status, and county-specific deadlines, always confirm with your county auditor and the Ohio Revised Code:

Estimates use Ohio's 35% statutory assessment ratio and effective tax rate tiers averaged across major Ohio counties. Your actual bill depends on local school levies, voted millage, inside vs. outside millage splits, House Bill 920 reduction factors (HB 920), and special assessments. The 2026 Homestead general amount ($29,000) and enhanced amount ($58,000) reflect HB 187 inflation indexing — your county auditor's office may show slightly different transitional figures. Nothing here is legal or tax advice. CountyAuditors.org is an independent informational directory, not affiliated with any county government.

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