New Hampshire Unclaimed Property: Search & Claim Money

New Hampshire State Treasury · Abandoned Property · Owners · Heirs · Securities

Unlock New Hampshire Money the State Is Safeguarding for You

A forgotten bank account, uncashed check, insurance benefit, stock holding, utility refund or other financial asset can eventually reach New Hampshire State Treasury when the original holder loses contact with its owner.

This guide turns the claim process into a practical workflow: search the right names, recognize the correct property, prove an old address, prepare Social Security evidence, understand the 90-day statutory review rule, handle a deceased owner’s property, know when probate is unavoidable, understand the securities fee, and avoid paying a finder for work Treasury can help you perform directly.

New Hampshire is the custodian—not the new owner. The Treasury’s official FAQ says the state does not take ownership of unclaimed property. There is no filing deadline, so an owner—or generations later an eligible heir—can still come forward with the proper documentation.

Quick answer: search FindNHMoney.gov first

Use New Hampshire State Treasury’s official unclaimed-property database, search the owner or business name broadly, review any old address and holder information, select only property you can genuinely connect to, then follow the claim-generated evidence instructions.

1 Search Current and former names.
2 Match Owner, address and holder clues.
3 Prove Identity plus ownership connection.
4 Track Keep all claim identifiers.

New Hampshire claim facts

Official search FindNHMoney.gov
Claim fee $0 for ordinary claims
Owner deadline No time limit
Claim review 90-day statutory consideration
Direct deposit Not currently offered
Securities fee $30 when applicable
Main phone 603-271-2619
NH toll-free 800-791-0920
Email unclaimedproperty@treasury.nh.gov
Office 25 Capitol St., Room 121

Open the official search only after understanding what you are looking for. Begin broadly; an overly specific search can miss property tied to a maiden name, previous address, former business name or old account.

Choose the New Hampshire problem you need to solve

Each section below answers a real claimant task rather than simply listing government links.

What is unclaimed property?

New Hampshire protects financial assets—not abandoned houses or land

New Hampshire’s Abandoned Property Division handles financial property that a holder could no longer return after the applicable dormancy period and owner-contact effort.

$
Uncashed checks Payroll, refund, vendor and other checks that remained outstanding.
B
Bank deposits Dormant checking, savings and similar financial accounts.
S
Stocks and dividends Securities and associated distributions that lost owner contact.
I
Insurance funds Certain life-insurance and annuity proceeds.
U
Utility money Deposits and certain other payments associated with utilities.
R
Refunds Unreturned business refunds and credits.
M
Money orders Certain outstanding instruments after their statutory period.
T
Traveler’s checks Long-outstanding traveler’s checks subject to the statutory rule.
Real estate is not part of this program. New Hampshire Treasury explicitly says the Unclaimed and Abandoned Property Law does not apply to land or buildings.
Dormancy decoder

How money becomes abandoned property in New Hampshire

The basic pattern is simple: the owner stops interacting with an asset, the holder cannot restore contact, the legal dormancy period passes, and the holder transfers the property to Treasury.

~5 Years Treasury’s FAQ uses five years as the general example for many property types.
3 Years Treasury specifically cites stock and associated dividends as a three-year example.
7 Years RSA 471-C:4 sets a seven-year rule for qualifying money orders and similar instruments.
15 Years RSA 471-C:4 uses fifteen years for qualifying traveler’s checks.
ACCOUNT ACTIVE Owner connected NO ACTIVITY Dormancy begins HOLDER CONTACT Owner-search effort REPORT Property sent to NH CUSTODY Owner can claim
New Hampshire tries to reconnect owners. Treasury says it publishes new names involving property over $50 or stock/mutual-fund shares, mails postcards to qualifying owners, updates its searchable database and conducts outreach.

Prevent your own accounts from reaching Treasury

Update banks when you move
Use or contact inactive accounts periodically
Cash valid payroll and refund checks
Update insurers and investment companies
Keep beneficiaries current
Maintain records of older financial accounts
Search troubleshooting

No match? Remove assumptions before deciding the money is not there

Current surname found nothing Search maiden, former, hyphenated and alternate spellings.
You moved years ago Search without relying on today’s address.
Business changed names Search predecessor, DBA and former corporate names.
Relative is deceased Search the deceased owner rather than searching only your own name.
You lived outside New Hampshire Search other official state unclaimed-property databases separately.
You expected a specific payment Ask the original bank, insurer, employer or company whether it reported the asset and under what owner name.
Search again later. Treasury’s database changes as new property is reported and existing property enters the claim process.
Claim preparation

Once you find property, build evidence around the owner connection

Select only property with a credible connection Do not file merely because another person has your name.
Identify who is actually claiming The original owner, estate representative, heir, trustee, business representative or another legally authorized person can face different requirements.
Complete the official claim information Provide accurate current contact information and claimant details.
Read the claim-specific document request Prepare the evidence the state requests rather than sending unrelated financial records.
Prove the historical connection An old address, former name or relationship to the original owner may be central to the claim.
Keep copies and claim identifiers You may need them for status checks or follow-up questions.
Use the state portal for sensitive claim activity. Avoid sending identity documents or Social Security information to a third party merely because they contacted you about an apparent property match.
Proof desk

New Hampshire tells you exactly what can prove an old address or SSN

Historical evidence matters more than today’s address

A claim may involve an account that became dormant years ago. The state therefore needs evidence linking the claimant to the owner information reported by the original holder.

Treasury’s current FAQ gives concrete examples instead of leaving claimants guessing.

Examples of old-address proof

Old utility bill
City or town tax bill showing former address
Old deed
Mortgage statement
Old check displaying the former address

Examples of Social Security proof

Social Security card Direct SSN evidence.
Form W-2 Treasury lists this as a qualifying tax-record example.
Form 1099 Another listed tax-record example.
Form 1040 Treasury also lists the federal income-tax return.
Protect the full number. Use Social Security evidence only as directed by the official claim process. Do not post or send it to an unknown person who found your name online.
Name-change evidence

Maiden name or marriage history can explain a “different” owner name

If the property is reported under an earlier surname, the claim may need documentation that bridges the former identity to the current claimant.

Marriage record

A marriage certificate can help establish the connection between a maiden or prior surname and the claimant’s current name.

Certified-document copy

Treasury says it does not require the original death or marriage certificate; a photocopy of the certified certificate is acceptable.

Statutory claim review

New Hampshire law gives the administrator 90 days to consider the claim

90 days is a claim-review rule—not a promise that every check arrives on day 90

RSA 471-C:26 says the administrator shall consider each claim within 90 days after it is filed.

If the claim is denied in whole or in part, the statute requires written notice to the claimant.

A practical delay can still occur when the claimant has not supplied evidence needed to establish ownership or estate authority.

If your claim appears stalled

Locate your claim paperwork Have every claim identifier and owner name available.
Check the official claim-status tool Review the existing submission before creating another claim.
Look for a document request Missing address, SSN or estate proof may be the real blocker.
Call the Abandoned Property Division when necessary Explain exactly what was submitted and ask what remains outstanding.
Deceased-owner decision path

New Hampshire’s under-$10,000 rule can simplify some estate claims—but not all

UNCLAIMED PROPERTY IS IN A DECEASED OWNER’S NAME
Open estate

RSA 471-C:26 allows the probate-court-appointed executor or administrator to claim for an open estate.

Closed estate + under $10,000

When qualifying property is under $10,000 and does not include securities in share form, distribution may follow the probate court’s approved final distribution.

No open estate or final decree

For qualifying property under $10,000 without share-form securities, the statute permits a surviving spouse or, when none exists, next of kin under RSA 561:1.

The $10,000 path has important limits. It does not automatically apply to every deceased-owner claim. Securities in share form are excluded, and the statute says an estate must be opened in other situations where the simplified provisions do not apply.

Prepare the estate facts before calling Treasury

Deceased owner’s complete legal name
Date of death
Last known address
Property type and approximate value
Whether the asset includes securities
Whether an estate is currently open
Executor or administrator information
Final probate distribution if estate closed
Your relationship to the deceased owner
Another statutory check: before certain simplified deceased-owner distributions, the administrator must determine whether New Hampshire Department of Health and Human Services has a qualifying claim for medical or financial assistance paid on behalf of the deceased owner.

Death certificate

Treasury’s claim FAQ says a photocopy of the certified death certificate is acceptable. If you need a New Hampshire certified death record, the Division of Vital Records Administration currently handles those records.

Vital Records

603-271-4650

9 Ratification Way, Concord, NH 03301

Current certified-copy fee

$15 for the first certified copy search; additional copies of the same record issued at the same time are currently $10.

Estate call script “I found New Hampshire unclaimed property for [deceased owner’s name]. The property appears to be approximately [value/range] and is [cash / securities / other]. The estate is [open / closed / never opened], and I am the [relationship or executor]. Which RSA 471-C:26 claim path and documents apply?”
Stocks and securities

The claim itself is free, but securities can create a $30 processing charge

Do not mistake the securities charge for a general claim fee

New Hampshire Treasury says owners can claim their property at no charge.

The exception identified in the current FAQ is a nominal $30 processing fee when securities must be liquidated or re-registered.

Ask how the security is currently held before assuming the asset will simply be paid as the original shares.

Securities can also change estate handling. New Hampshire’s simplified deceased-owner provisions for certain property under $10,000 specifically exclude securities held in share form.
Payment method

New Hampshire currently does not offer direct deposit for processed claims

No ACH option stated

Treasury’s current claimant FAQ says the Abandoned Property Division does not currently offer direct deposit.

Protect the mailing address

Make sure the state has the correct current address and promptly report any change while a claim is being reviewed.

Business and organization claims

Companies, nonprofits and trusts can also lose track of money

New Hampshire’s abandoned-property law covers a broad range of holders and owners. Business claims therefore deserve the same historical-name research as personal claims.

Current legal company name
Former legal name
DBA or trade name
Old corporate mailing address
Name before merger or acquisition
Tax identification information
Evidence claimant can act for company
Relevant holder or account records
Business claimant and property holder are different roles. A company searching for money owed to the company is a claimant. A company holding dormant money belonging to someone else has separate annual reporting obligations under RSA 471-C.
Finder protection

Do not sign a recovery contract before checking New Hampshire’s 24-month rule

New Hampshire gives newly reported property a fee-protection window

Treasury warns that locating services can demand substantial fees even though owners may contact the state directly.

Under RSA 471-C:39 and Treasury’s published guidance, an agreement to pay compensation for locating, recovering or assisting with property is unenforceable when it covers property that has been in the state’s custody for 24 months or less.

The safest first step is therefore to call Treasury before signing a finder agreement.

Before paying someone to claim your money
Question
Why it matters
Best action
Can I claim directly?
Yes; Treasury provides the claim process without a recovery fee.
Search FindNHMoney.gov first.
How long has NH held the property?
The 24-month finder-contract restriction may apply.
Ask Treasury before signing.
What exactly is the service?
The finder may simply be identifying a record you could search yourself.
Compare the service with the free state process.
Do they want sensitive documents?
Identity records create fraud risk.
Prefer direct submission to Treasury.
Finder-verification call script “A company contacted me about property in the name of [owner]. Before I sign anything, can you confirm whether the property is actually in New Hampshire custody, approximately when it was received, and whether the 24-month agreement rule applies?”
Free notary help

If your claim requires notarization, Treasury publishes a free office option

Local bank

A bank or financial institution may have a notary available.

Town hall

Treasury also identifies local town halls as a place to find a notary.

Treasury office

Treasury says it offers free notary service at its office between 8:00 a.m. and 4:00 p.m.

Do not sign a document that requires notarization before appearing before the notary unless the notary instructs you otherwise under the applicable procedure.
Search outside New Hampshire

Former resident? Search the states connected to your old financial life

New Hampshire’s search covers property in New Hampshire custody. If you previously lived, worked, banked or operated a business in another state, search that state’s official unclaimed-property program too.

Search New Hampshire

Look for assets currently held by the NH State Treasury.

List previous states

Include places where you lived, worked, invested, studied or ran a business.

Search state-authorized databases

One New Hampshire search does not automatically cover assets in every state.

Abandoned Property Division

Contact New Hampshire Treasury with enough detail to solve the problem

Main phone

603-271-2619

New Hampshire toll-free

800-791-0920

Fax

603-271-3922

Office
New Hampshire State Treasury
Abandoned Property Division
25 Capitol Street, Room 121
Concord, NH 03301
Free notary window

The current claim FAQ says Treasury offers free notary service between 8 a.m. and 4 p.m.

Have these details ready before contacting staff

Owner name exactly as listed
Old address shown with the property
Name of original holder
Property or claim identifier
Your relationship to owner
Estate status if owner is deceased
Specific document you cannot provide
Finder letter if you are verifying a third party
Claims call script “I am calling about New Hampshire unclaimed property listed to [owner name]. The reported address is [old address], and the holder is [company]. I am filing as [owner / heir / executor / business representative]. I need help with [proof / estate requirements / status / securities / finder contact]. What is the exact next step?”
10 practical answers

New Hampshire unclaimed property FAQs

How do I search for unclaimed money in New Hampshire?

Use the New Hampshire State Treasury Abandoned Property Division’s official FindNHMoney.gov search. Search the owner’s name or business name broadly first, review possible matches, and begin a claim only for property you can reasonably connect to the listed owner.

Is it free to claim New Hampshire unclaimed property?

Yes. New Hampshire Treasury says unclaimed property is available to the rightful owner at no charge. A nominal $30 processing fee can apply when securities must be liquidated or re-registered.

Is there a deadline to claim unclaimed property in New Hampshire?

No. New Hampshire says there is no time limit to claim property. The state acts as custodian until the rightful owner or eligible heirs come forward with the required paperwork.

What can I use to prove an old New Hampshire address?

New Hampshire Treasury lists examples including an old utility bill, municipal tax bill showing the former address, old deed, mortgage statement, or an old check showing the former address.

What can I use as proof of my Social Security number for a New Hampshire claim?

The state’s claim FAQ lists a Social Security card or tax records such as a 1099, W-2, or Form 1040 as examples of Social Security number proof.

How long does New Hampshire have to consider an unclaimed property claim?

RSA 471-C:26 provides that the administrator shall consider a claim within 90 days after it is filed and provide written notice when a claim is denied in whole or in part.

Can I claim New Hampshire unclaimed property for a deceased relative?

Potentially. The required route depends on whether an estate is open or closed, whether a probate distribution exists, the value and type of property, and the claimant’s legal relationship to the deceased owner. Certain claims under $10,000 that do not include securities in share form can qualify for simplified statutory treatment.

Does New Hampshire unclaimed property include real estate?

No. New Hampshire Treasury states that its Unclaimed and Abandoned Property Law applies to financial asset property and does not apply to land or buildings.

Can a finder charge me to recover New Hampshire unclaimed property?

A third party may offer recovery assistance, but New Hampshire says agreements covering property that has been in state custody for 24 months or less are unenforceable. Owners can contact Treasury and claim directly without a recovery fee.

Who do I call about New Hampshire unclaimed property?

Contact the New Hampshire State Treasury Abandoned Property Division at 603-271-2619. Within New Hampshire, the toll-free number is 800-791-0920.

Information reviewed August 8, 2026: New Hampshire State Treasury, FindNHMoney.gov, RSA 471-C and current New Hampshire Vital Records information were checked for the state search, custody rules, typical dormancy examples, claim cost, address proof, Social Security proof, no claim deadline, 90-day statutory review, deceased-owner claims, under-$10,000 estate provisions, direct-deposit status, securities processing fee, finder agreement rule, free notary information, contact details and certified death-record information.
Ohio Auditor Tools · Tax Year 2026

10 Ohio Property Tax Calculators & Auditor Tools

Built specifically for Ohio's 35% assessment ratio, current DTE forms, and 2026 Homestead, Owner-Occupancy, CAUV, Conveyance Fee, and Board of Revision rules. Every number reflects verified Ohio Department of Taxation amounts.

Homestead: $29,000 Enhanced Vet: $58,000 OAGI limit: $41,000 Assessment: 35% of market BOR filing: Free · DTE 1

Annual Tax Bill Estimator

OHIO

Applies Ohio's 35% assessment ratio plus your county's effective millage tier — the actual math your auditor uses.

Pick a county tier and enter your market value.

Homestead Reduction Calculator

DTE 105A

2026 Ohio Homestead: $29,000 general or $58,000 enhanced (100% disabled vet, KIA spouse). OAGI under $41,000 required for non-veteran applicants.

Pick your situation and enter your home value.

Owner-Occupancy & Non-Business Credits

DTE 105C

Every Ohio owner-occupied home qualifies for the 2.5% Owner-Occupancy Credit plus the automatic 10% Non-Business Credit. Most owners don't realize these stack.

Enter your annual tax to see both credit amounts.

Conveyance Fee Calculator

ORC 322

When you sell or transfer Ohio property, the auditor collects $1 state + up to $3 county per $1,000, plus $0.50 per parcel. Counties choose their rate.

Enter sale price and pick your county rate.

CAUV Agricultural Savings

DTE 109

Ohio's Current Agricultural Use Value cuts taxable value dramatically for farmland (10+ acres, or smaller with $2,500+ annual gross income).

Enter both market and CAUV values to see savings.

Mill Rate Converter

Ohio tax rates appear three ways on auditor sites: mills, percent, or dollars per $1,000. Convert between them instantly.

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Parcel Number Cleaner

Ohio's 88 counties each format parcels differently — Franklin uses 010-123456-00, Cuyahoga uses 001-23-456, Hamilton uses 100-0001-0001-00. Auto-detects.

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Ohio law sets taxable value at 35% of market value. If yours is significantly higher, you're a strong BOR appeal candidate.

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BOR Appeal Savings

DTE 1

A successful Board of Revision complaint typically cuts your value 10–20%. Filing is free and stays in effect until the next reappraisal.

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BOR Deadline Countdown

MAR 31

Ohio's statutory Board of Revision filing deadline is March 31 for the prior tax year. Miss it and you wait until next year — no extensions.

Set your deadline to start the countdown.

Verify with the official Ohio source

These calculators use the verified 2026 Ohio Department of Taxation amounts and statutory rules. For your exact bill, exemption status, and county-specific deadlines, always confirm with your county auditor and the Ohio Revised Code:

Estimates use Ohio's 35% statutory assessment ratio and effective tax rate tiers averaged across major Ohio counties. Your actual bill depends on local school levies, voted millage, inside vs. outside millage splits, House Bill 920 reduction factors (HB 920), and special assessments. The 2026 Homestead general amount ($29,000) and enhanced amount ($58,000) reflect HB 187 inflation indexing — your county auditor's office may show slightly different transitional figures. Nothing here is legal or tax advice. CountyAuditors.org is an independent informational directory, not affiliated with any county government.

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