Indiana Unclaimed Property: Search & Claim Missing Money

by
Indiana Attorney General · Lost Money · Claims · Heirs · Businesses

Track Down Lost Indiana Money and Claim It Correctly

Indiana’s Unclaimed Property Division safeguards financial assets that businesses and other holders could no longer return to their owners. A search can uncover forgotten wages, bank balances, refunds, insurance proceeds, securities, customer deposits, money orders and even proceeds connected with safe-deposit-box property.

This guide explains how to search IndianaUnclaimed.gov without filtering out a real match, how to decide whether a listing belongs to you, what happens after you submit the claim, how to handle an heir, minor, co-owner or business claim, and how to avoid losing the right to property under Indiana’s 25-year rule.

Get the quick answer Search correctly Claim your property
Search the official database before paying a finder. Indiana’s Unclaimed Property Division says its state search and claim service is free. Private recovery agencies can charge fees for help you may not need.

Quick answer: search your name first, then prove the connection

Open IndianaUnclaimed.gov, start with your last name or business name, and add city or ZIP only when you need to narrow a large result set. Match the old address and reporting company before starting a claim.

1 Search broad Start with surname or business name.
2 Verify history Match an old address and holder.
3 Submit claim Follow the official instructions.
4 Save Claim ID Use it for status tracking.
Official portal

IndianaUnclaimed.gov

State service fee

$0

Claim processing

Generally allow up to 90 days

Claim period

25 years after state custody

Claims phone

1-866-462-5246

On the official search form, you can search using Last or Business Name, First Name, City, ZIP Code and Property ID. Starting with fewer fields reduces the chance that an old address or name variation hides a legitimate result.

Open official Indiana search Read official claim FAQs

Choose the situation you need to solve

The guide follows the real claim process instead of sending you through a directory of links.

What can become unclaimed?

Indiana holds financial property—not abandoned houses or cars

$
Wages and commissions Uncashed or undelivered employment payments.
B
Bank accounts Dormant checking, savings and other accounts.
S
Stock and dividends Securities, dividends and underlying shares.
I
Insurance proceeds Insurance payments that could not be returned.
R
Refunds Customer refunds and overpayments.
C
Credit balances Funds remaining in dormant customer accounts.
M
Money orders Certain outstanding financial instruments.
V
Safe-deposit contents Tangible property transferred under the state program.
Not Indiana unclaimed property: the state FAQ specifically says abandoned vehicles, real estate, furniture and stolen property are not considered unclaimed property under this program.

How property reaches the state

ACCOUNT / CHECK Owner asset NO ACTIVITY Holder loses contact HOLDER REPORTS Sent to Indiana STATE CUSTODY Owner search begins CLAIM Property returned

Indiana explains that the organization holding the asset first attempts to establish activity or contact with the owner. If that effort does not succeed, the asset is eventually reported to the state associated with the owner’s last known address.

Read Indiana’s property definition
Indiana-specific deadline

Do not ignore an Indiana listing: the state publishes a 25-year claim limit

Unlike many “claim anytime” assumptions, Indiana publishes a cutoff

Indiana’s current General FAQ says unclaimed property is held by the state for 25 years. After that period, it can no longer be claimed and becomes property of the state.

That makes an old listing worth addressing instead of bookmarking indefinitely. If you recognize the owner, address and holder, begin the official claim while the property remains claimable.

Do not calculate the final deadline from memory. If the property appears old or the report date is unclear, contact the Unclaimed Property Division and ask whether it remains eligible for claim.
Old-property call script “I found a listing for [owner name / Property ID]. It appears to be an older item. Can you confirm whether the property is still within Indiana’s claim period and what I need to submit?”
Read official general FAQs Call 1-866-462-5246
Search troubleshooting

No Indiana result? Test old identities and addresses before giving up

Exact full name returns nothing Search the surname alone and remove initials, punctuation or suffixes.
Your surname changed Search maiden names and prior married or legal names.
You moved Search old Indiana cities and ZIP codes rather than only the current address.
The property belongs to a company Try the exact legal business name and former entity names.
You are searching for a deceased relative Search the deceased owner’s legal and former names—not the heir’s name.
You lived in another state Indiana’s official FAQ recommends checking other states where you have lived.
You received an official property notice Use the Property ID from the notice when available.
The holder may still have the money If the asset has not yet been transferred to Indiana, the original bank, employer or company may still control it.
Help-line script “I am searching for property under [full name/former name]. The owner previously lived at [old address/city] and may have had funds from [holder]. I cannot locate a clear match. What is the correct next step?”
Call Claims/Property: 1-866-462-5246 Email updmail@atg.in.gov
Claim workflow

What happens after you select an Indiana property

SEARCH Find property SELECT Identify match SUBMIT Start claim DOCUMENTS If requested REVIEW Return property
Confirm the property is connected to you Compare the listed address and holder with your history.
Start the online claim Indiana says claims can be submitted after searching its official database.
Enter claimant information accurately Use your current legal identity and contact information.
Finish the claim initiation The site states that an email is sent with further instructions after the claim is initiated.
Read the evidence instructions Do not assume every property requires the same documents.
Upload requested documents Indiana provides an official Upload Claim Documentation function.
Keep the Claim ID It appears on your claim form or claim-initiation email.
Track the existing claim Do not repeatedly start duplicate claims for the same property.
Processing expectation: Indiana’s official FAQ says to generally allow up to 90 days. Sending all relevant requested documentation promptly helps avoid unnecessary delay.
Start from official search
Identity and ownership evidence

Prepare documents that connect you to the owner, address and holder

Indiana does not require one universal evidence package for every claim. The claim instructions determine what must be submitted based on the property and claimant relationship.

Do not send sensitive documents randomly. Initiate the official claim first and use the state’s instructions to determine which records are actually needed.

Records worth locating before you start

Current legal name
Former or maiden names
Current address
Old Indiana addresses
Previous ZIP codes
Bank or account statements
Old employer records
Insurance correspondence
Utility account records
Business authority records
Estate documents for deceased owner
Claim ID after submission
Security: Indiana says personal information supplied during claims, including Social Security number information, is protected with industry-standard 256-bit SSL and used to connect the claimant’s identity with the property and process the claim.
Deceased owners and heirs

Search the deceased owner first—then establish your right to claim

Indiana says assets may be claimed for another person when the original owner is deceased and the claimant is the legal heir. Estate circumstances determine what evidence is needed.

Estate was probated Indiana defines a probated will as one recognized by a judicial authority where a court-ordered executor or personal representative was appointed.
Small-estate situation Indiana’s official homepage provides a tutorial specifically titled “How to Submit an Heir to a Small Estate Claim.”
Unsure who can claim Contact the Unclaimed Property Division before submitting documents or assuming that family relationship alone establishes entitlement.

Before starting an heir claim

Search deceased owner’s legal name
Try maiden and former surnames
Match old address
Identify the reporting holder
Determine whether probate occurred
Locate executor or representative records
Gather heir / estate documentation
Follow the claim-specific evidence request
Heir claim script “I found property reported for [deceased owner]. The owner died on [date], and I am [executor / representative / heir]. The estate [was / was not] probated. Which Indiana claim type and documents should I use?”
Open Indiana heir tutorial area Call claim staff
Age and co-ownership

Minors and co-owned property need a different claimant path

Owner is under 18

Indiana says a person can request a claim form at any age, but a claimant must be at least 18 to legally file. A parent or legal guardian must claim on behalf of someone under 18.

Another owner is listed

Indiana instructs a claimant to notify all listed co-owners that a claim is being submitted. Contact the division if you cannot reach a co-owner.

Do not remove or ignore a co-owner simply to make the claim easier. The ownership shown on the listing affects who may be entitled to the property.
Business property

Business claims require both a property match and authority to act

Indiana allows a business owner—or another person with legal authority over the business’s finances or property—to submit a claim on behalf of the business.

Active company

Search the exact legal company name and old operating names.

Name changed or company merged

Prepare records connecting the reported business to the current entity.

Closed company

Ask Indiana what proof establishes authority and entitlement after dissolution.

Useful records to prepare

Legal business name
Former names / DBA names
Old business addresses
Entity or formation records
Merger / name-change documents
Evidence of signing authority
Official help exists: Indiana’s Unclaimed Property homepage includes a dedicated “How to Submit a Business Claim” tutorial.
Open official business-claim tutorial area
Safe-deposit-box property

Coins, jewelry and other tangible property can follow an auction path

Indiana does not only hold cash

The official site says unclaimed property can include safe-deposit-box contents. Indiana uses eBay to auction certain tangible items such as coins and jewelry.

If the original tangible property is sold, the state says the sale proceeds remain available to be claimed by the rightful owner or heir.

Auction does not necessarily mean the owner loses all value immediately. The important distinction is that the physical item may be sold while the resulting proceeds remain connected to the owner’s claim rights under the program.
View Indiana auction information
Claim tracking

Use your Claim ID to check progress instead of starting again

01 Find Claim ID It appears on the claim form or claim-initiation email.
02 Open claim status Use Indiana’s official status-search function.
03 Enter Claim ID Use the number exactly as issued.
04 Respond if needed Provide additional documentation when requested.
Lost the Claim ID? Indiana’s status page says to contact the division if the Claim ID has been lost or forgotten.

90-day processing expectation

0 30 60 90 Claim submitted Review Evidence / processing General upper guide

“Up to 90 days” is a general processing guide, not a guaranteed decision date. Missing, unreadable or complicated documentation can affect the actual time.

Status call script “I am calling about Claim ID [number] for [claimant name]. The claim was submitted on [date]. Can you tell me whether anything else is required from me?”
Check official claim status Call if Claim ID is missing
Cost and privacy protection

Do not confuse a private recovery company with Indiana’s free state service

Official state path
  • Search IndianaUnclaimed.gov yourself.
  • State search and claim service is free.
  • Claim status uses the state-issued Claim ID.
  • Claims/property help is 1-866-462-5246.
Verify before proceeding when
  • A company wants a percentage of your property.
  • A message pressures you to send money immediately.
  • Documents are requested through an unfamiliar website.
  • The caller cannot direct you to IndianaUnclaimed.gov.
Private finders are not automatically scams. Indiana’s own FAQ acknowledges that private recovery agencies and finders exist and may charge fees. The practical point is to understand the cost and compare it with the state’s free self-service option before signing an agreement.
Search outside Indiana

One Indiana search is not enough if you have lived in several states

Indiana’s official FAQ recommends searching unclaimed-property databases in other states where you have lived. The property may have been reported based on the owner’s last known address.

Former state residence Search the official unclaimed-property program for each state where you previously lived.
Federal asset Use the appropriate federal lost-money program rather than assuming every missing payment belongs in Indiana’s database.
Pension or specialized benefit Identify the program that originally owed the benefit and use the appropriate official search.
Indiana’s official Useful Links page points users to NAUPA, MissingMoney, federal unclaimed-money resources, PBGC and other specialized searches.
Open Indiana’s official external-resource page
Prevent future lost property

Keep your accounts active enough that the money never becomes unclaimed

Keep a list of all bank accounts
Contact account holders periodically
Cash checks promptly
Track stock certificates and dividends
Record utility deposits
Respond to account-verification notices
Update your address after moving
Update your name after marriage or divorce
Notify retirement-plan administrators
Tell insurers and investment companies about changes
Indiana’s practical recommendation: maintain contact with financial institutions and other holders so your account continues to show owner activity and current contact information.
Official Indiana contacts

Use the claims contact—not the holder-reporting contact

Indiana Unclaimed Property contact routes
Task
Official contact
What to have ready
Search property
IndianaUnclaimed.gov
Owner or business name and former city or ZIP.
Claim / property question
1-866-462-5246
Owner name, Property ID and Claim ID when available.
Claims email
updmail@atg.in.gov
Include enough claim information for staff to identify the matter without exposing unnecessary sensitive data.
Claims mailing address
Office of the Indiana Attorney General
Unclaimed Property Division
PO Box 2504
Greenwood, IN 46142
Follow the claim instructions before mailing evidence.
Business / holder reporting
updholder@atg.in.gov
317-234-9768
This is for holders reporting property—not ordinary owner claims.
Address distinction: the public claims contact page lists PO Box 2504, Greenwood, IN 46142 for the Unclaimed Property Division. Holder-reporting payment instructions can use a different physical address, so do not copy a holder address into an owner claim.
General claim-help script “I am calling about Indiana unclaimed property for [owner name]. I have [Property ID / Claim ID if available]. My issue is [search / documents / heir claim / business claim / co-owner / status]. What is the correct next step?”
Verify Indiana contacts Call 1-866-462-5246 Email claims/property
10 practical answers

Indiana unclaimed property FAQs

What is the official Indiana unclaimed property search?

IndianaUnclaimed.gov is the official Indiana Unclaimed Property website operated through the Office of the Indiana Attorney General. The search supports last or business name, first name, city, ZIP code and Property ID.

Does Indiana charge a fee to claim unclaimed property?

No. The Indiana Attorney General describes its unclaimed-property search and claim service as free. Private recovery companies may charge their own fees, so search the official state database first.

How long does an Indiana unclaimed property claim take?

Indiana’s official FAQ says claimants should generally allow up to 90 days for claim processing and should provide requested documentation promptly.

How long does Indiana hold unclaimed property?

Indiana’s official FAQ states that property is held by the state for 25 years. After 25 years it can no longer be claimed and becomes property of the state.

How old must I be to file an Indiana unclaimed property claim?

A person must be at least 18 to legally file the claim. A parent or legal guardian must claim on behalf of an owner under 18.

Can I claim Indiana unclaimed property for someone who died?

Yes. Indiana states that a legal heir may claim property belonging to a deceased owner. The required estate or heir evidence depends on the circumstances, and Indiana provides a specific tutorial for heir-to-small-estate claims.

Can I claim property belonging to a business?

Yes. A business owner or a person with legal authority over the business’s finances or property may submit the claim. Indiana also provides a business-claim tutorial.

How do I check an Indiana unclaimed property claim status?

Use the Check Claim Status function at IndianaUnclaimed.gov and enter the Claim ID found on the claim form or claim-initiation email.

What happens to unclaimed safe deposit box contents?

Indiana may auction certain tangible safe-deposit-box contents through eBay. The state says the resulting proceeds remain available for the rightful owner or heir to claim.

Who do I contact about Indiana unclaimed property?

Call 1-866-462-5246 or email updmail@atg.in.gov. The claims mailing address is Office of the Indiana Attorney General, Unclaimed Property Division, PO Box 2504, Greenwood, IN 46142.

Information checked August 8, 2026: official search fields, free claim service, 90-day processing guidance, 25-year claim period, minimum claimant age, parent/guardian rule, co-owner guidance, deceased-owner and business eligibility, Claim ID status lookup, claim security, safe-deposit-box auctions, claim contacts and the Greenwood mailing address were checked against IndianaUnclaimed.gov and the Indiana Attorney General.
Independent guide: this page is not the Indiana Attorney General or Indiana Unclaimed Property Division. Search results, eligibility, claim evidence and processing requirements depend on the property and claimant relationship. Use IndianaUnclaimed.gov for live searches and verify unusual heir, business, co-owner or document questions directly with the state.
Ohio Auditor Tools · Tax Year 2026

10 Ohio Property Tax Calculators & Auditor Tools

Built specifically for Ohio's 35% assessment ratio, current DTE forms, and 2026 Homestead, Owner-Occupancy, CAUV, Conveyance Fee, and Board of Revision rules. Every number reflects verified Ohio Department of Taxation amounts.

Homestead: $29,000 Enhanced Vet: $58,000 OAGI limit: $41,000 Assessment: 35% of market BOR filing: Free · DTE 1

Annual Tax Bill Estimator

OHIO

Applies Ohio's 35% assessment ratio plus your county's effective millage tier — the actual math your auditor uses.

Pick a county tier and enter your market value.

Homestead Reduction Calculator

DTE 105A

2026 Ohio Homestead: $29,000 general or $58,000 enhanced (100% disabled vet, KIA spouse). OAGI under $41,000 required for non-veteran applicants.

Pick your situation and enter your home value.

Owner-Occupancy & Non-Business Credits

DTE 105C

Every Ohio owner-occupied home qualifies for the 2.5% Owner-Occupancy Credit plus the automatic 10% Non-Business Credit. Most owners don't realize these stack.

Enter your annual tax to see both credit amounts.

Conveyance Fee Calculator

ORC 322

When you sell or transfer Ohio property, the auditor collects $1 state + up to $3 county per $1,000, plus $0.50 per parcel. Counties choose their rate.

Enter sale price and pick your county rate.

CAUV Agricultural Savings

DTE 109

Ohio's Current Agricultural Use Value cuts taxable value dramatically for farmland (10+ acres, or smaller with $2,500+ annual gross income).

Enter both market and CAUV values to see savings.

Mill Rate Converter

Ohio tax rates appear three ways on auditor sites: mills, percent, or dollars per $1,000. Convert between them instantly.

Enter a rate to see all three forms.

Parcel Number Cleaner

Ohio's 88 counties each format parcels differently — Franklin uses 010-123456-00, Cuyahoga uses 001-23-456, Hamilton uses 100-0001-0001-00. Auto-detects.

Paste any Ohio county parcel to format it.

35% Ratio Sanity Check

Ohio law sets taxable value at 35% of market value. If yours is significantly higher, you're a strong BOR appeal candidate.

Enter both values to compare against Ohio's 35% target.

BOR Appeal Savings

DTE 1

A successful Board of Revision complaint typically cuts your value 10–20%. Filing is free and stays in effect until the next reappraisal.

Enter your tax bill and reduction estimate.

BOR Deadline Countdown

MAR 31

Ohio's statutory Board of Revision filing deadline is March 31 for the prior tax year. Miss it and you wait until next year — no extensions.

Set your deadline to start the countdown.

Verify with the official Ohio source

These calculators use the verified 2026 Ohio Department of Taxation amounts and statutory rules. For your exact bill, exemption status, and county-specific deadlines, always confirm with your county auditor and the Ohio Revised Code:

Ohio Dept. of Taxation — Real Property DTE Forms (105A, 105C, 1, 109) ORC 5715 — Board of Revision ORC 5713 — Taxable Real Property ORC 322.02 — Conveyance Fee ORC 319.54(F)(3) — State Fee ORC 5713.30 — CAUV tax.ohio.gov — Main Portal

Estimates use Ohio's 35% statutory assessment ratio and effective tax rate tiers averaged across major Ohio counties. Your actual bill depends on local school levies, voted millage, inside vs. outside millage splits, House Bill 920 reduction factors (HB 920), and special assessments. The 2026 Homestead general amount ($29,000) and enhanced amount ($58,000) reflect HB 187 inflation indexing — your county auditor's office may show slightly different transitional figures. Nothing here is legal or tax advice. CountyAuditors.org is an independent informational directory, not affiliated with any county government.

Leave a Comment