St. Joseph County Auditor Property Search & Tax Records

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St. Joseph County, Indiana · Owner, parcel, tax, GIS, deed and deduction help

Search Property Values, Taxes, Maps & Deeds

Search a St. Joseph County property by owner, address or property number, then review ownership history, assessed values, sales, land, buildings, sketches, photographs, tax information and printable property-record cards.

This guide explains the difference between the Auditor and Assessor, what to type into each official search, how to pay the November 2026 installment, how to find deeds, and what evidence to prepare for a deduction, correction or assessment appeal.

Read the quick answer Follow search steps Check the fall deadline
Upcoming tax deadline: St. Joseph County’s fall property-tax installment is due November 10, 2026. The county sends only one statement in spring containing both payment coupons, so do not wait for a separate fall bill.

Quick answer: use Engage for the property, then LowTaxInfo for the bill

Open the official Engage portal when you need ownership, assessed value, sales, property characteristics, sketches, photographs or a property-record card. Use the county tax-bill search when you need current charges, installment amounts, duplicate number or payment status.

1 Search the parcel Use owner, address or property number.
2 Verify two facts Match property number and location.
3 Save the identifiers Copy parcel and duplicate numbers.
4 Use the correct office Assessor, Auditor, Treasurer or Recorder.

St. Joseph County quick facts

County Auditor John Murphy
County Assessor Michael Castellon
County Treasurer Mary Beth Wisniewski
County Recorder Candace Brown
Auditor phone 574-235-9668
Assessor phone 574-235-9523
Treasurer phone 574-235-9531
Recorder phone 574-235-9525
Fall due date November 10, 2026
Main county building 227 W. Jefferson Blvd.
Open official property search Open official tax-bill search

Choose the property task you need to complete

The county splits property responsibilities among different offices. Use the section matching your actual question.

Indiana office-routing guide

Which county office handles the property question?

Correct St. Joseph County office or official tool
What you need
Use
What it provides
Important limit
Owner, address, value or property details
Assessor Engage portal
Ownership history, sales, assessment history, land, improvements, sketches, photos and property-record cards.
Assessment data is not legal title proof.
Homestead or another tax deduction
County Auditor
Deduction applications, tax calculations, address changes and deduction-status help.
The Auditor does not determine market value.
Ownership transfer, split or consolidation
Auditor Plat Room
Deed-transfer processing, parcel splits, combinations, rights-of-way and ownership updates.
Consolidation does not change legal lot lines.
Tax bill, payment or penalty
County Treasurer
Current installments, payment posting, duplicate numbers, penalties and tax-sale status.
The Treasurer cannot lower assessed value.
Deed, mortgage, lien, lease or plat
County Recorder
Recorded-document searches, copies, certifications, recording and public-computer access.
Recorder staff cannot provide a title opinion.
Parcel lines or map context
GIS Basemap or Assessment Neighborhood Map
Parcel location, owner information, taxing neighborhoods, streets, boundaries and record-card links.
Mapped lines are not a boundary survey.
Challenge assessed value
Assessor and PTABOA
Form 130 review, informal conference and Property Tax Assessment Board of Appeals process.
The appeal deadline is tied to the Form 11 notice.
Exact lot lines or survey records
Recorder, Surveyor and licensed surveyor
Recorded plats, surveys, legal descriptions and professional boundary work.
A GIS screenshot cannot establish corners.
Fastest workflow: Search Engage → copy the property number → review Summary, Valuation, Land and Improvements → use LowTaxInfo for the bill → use the Recorder for legal documents.
Failed-search recovery

No property result found?

Owner search failed Use the surname only, then try a spouse, former owner, trust, estate or business name.
Full address failed Remove the direction, street suffix, city, ZIP code and unit number.
Tax-bill search failed Enter only the last name and first initial, or shorten the address to its number and first street letters.
Recent buyer is missing Search the seller. The Auditor says LowTaxInfo may lag an ownership transfer, and the Plat Room generally processes transfers within one to three days.
New parcel is missing Search the parent parcel, developer, subdivision or original acreage owner.
Parcel was consolidated Search each old property number and contact the Plat Room for the active consolidated number.
Vacant land has no address Use owner or property-number search, then open the GIS map.
Penn Township property Assessment questions may require the Penn Township Assessor rather than the County Assessor.

Prepare this information before calling

Complete physical location
Current and prior owner names
Possible property or tax ID
Tax duplicate number
Transfer or recording date
Subdivision, lot or deed reference
Township or taxing district
Screenshot of the failed search
Property-search call script “I am trying to identify the property at [address or location]. The current or prior owner may be [name], and I have [property number, deed reference, tax duplicate or subdivision clue]. Can you confirm whether the parcel was transferred, divided, consolidated or assigned a new number?”
Call Assessor: 574-235-9523 Email the Plat Room
Engage property-record decoder

Understand every useful property tab

What the St. Joseph County property portal shows
Tab or field
What it contains
Best next action
Summary
Owner display, property location, parcel identifiers, classification and assessment overview.
Verify the property before opening tax or deed records.
Sketch
Assessment drawing showing the general building footprint and sections.
Compare it with the actual structure and permitted additions.
Transfer History
Ownership-change and transfer information processed in the assessment system.
Use the Recorder for the actual deed.
Sales List
Sale dates, prices and transaction information.
Check whether the transaction was a normal market sale before using it as a comparable.
Valuation List
Assessed-value history by assessment year.
Identify when land or improvements changed.
Taxes
Tax-related information connected with the property record.
Use the Treasurer portal for the live amount and payment status.
Land Info
Land classification, acreage, dimensions and valuation factors.
Compare it with the deed, plat and actual land use.
Improvement Info
House, commercial building, garage, structure and improvement characteristics.
Report material errors to the Assessor with measurements and photos.
Neighborhood Amenities
Neighborhood or valuation-area information used in assessment analysis.
Use the same neighborhood when researching comparable sales.
Documents
Available notices, record cards or assessment-related documents.
Save the current Form 11 and property-record card.
Street View
General exterior location imagery where available.
Do not use it as proof of present condition or boundaries.

Property characteristics worth checking

Property class and use
Land acreage and dimensions
Finished living area
Year built and effective age
Basement and finished basement
Garage and outbuildings
Condition and grade
Recent additions or demolition
Homestead and other deductions
Latest arm’s-length sale
“Improvement” does not necessarily mean a recent renovation. In assessment terminology, improvements generally mean houses, buildings and other taxable structures located on the land.
Current 2026 tax action

Prepare for the November 10 fall installment

Spring installment May 11, 2026

The spring due date has passed.

Fall installment November 10, 2026

Use the fall coupon from the spring statement.

One annual statement No separate fall mailing

Download another copy when the original is missing.

Missing mail does not remove penalties. Property owners remain responsible for obtaining and paying the bill even when the mailed statement is lost or never received.

Official payment methods

St. Joseph County tax-payment options and published fees
Method
Published rule
Micro-step guidance
Online electronic check
$1.25 fee; an additional fee may apply above $10,000.
Search the parcel, confirm the duplicate number and installment, enter bank details, submit and save the receipt.
Online card
2.4% convenience fee with a $2 minimum.
Review the convenience fee before approving a large transaction.
Telephone payment
Call 574-586-5540; service fees apply.
Have the duplicate number from the tax bill ready before calling.
In person
Cash, check and card accepted; card fees apply.
Bring the tax bill or duplicate number and arrive early near the deadline.
Mail
Payment must be postmarked by the deadline.
Include the coupon and use a self-addressed stamped envelope when requesting a mailed receipt.
Partial payment
The Treasurer accepts payments of many amounts before tax-sale certification.
Understand that partial payments do not stop penalties or prevent tax sale when the required amount remains unpaid.

Penalty rule after a missed deadline

Paid within 30 days

A 5% penalty may apply when the installment is paid within 30 days and no prior delinquent taxes are owed on the property.

Still unpaid after 30 days

The penalty generally increases to 10% of the unpaid tax.

Complete an online payment safely

Search the tax bill first Confirm the owner, property location, parcel number and duplicate number.
Select the correct installment Make sure the fall 2026 amount is selected rather than a prior balance or unrelated parcel.
Review delinquency and special charges Recycling, hazardous-waste or other special assessments may appear separately from the base property tax.
Choose the payment method Compare the flat electronic-check fee with the percentage card charge.
Complete the final submission Do not leave after entering account information; wait for the confirmation screen.
Save proof Keep the receipt, tax year, installment, amount, parcel and duplicate number.
Treasurer call script “I am calling about property number [number] and duplicate number [number]. Can you confirm the fall 2026 amount, whether any prior balance or special assessment remains, whether my last payment posted and which payment method has the lowest fee?”
Read official payment steps Open online payment search Call Treasurer: 574-235-9531
GIS, neighborhoods and record cards

Use the map to locate parcels and open record cards

Search the Assessment Neighborhood Map by tax ID

Open the official map page Launch the interactive Assessment Neighborhood Map.
Select the magnifying-glass search Address results can autofill, but the county recommends the tax identifier for the most direct search.
Enter the county tax identifier A county example is formatted like 018-3006-0174.
Press Enter The map should zoom to the matching parcel.
Click the parcel Open the popup and compare the property information.
Use the legend Review the taxing-neighborhood colors and boundaries.

Open the property-record card from the map

Open the Layers control Find the layer icon on the map interface.
Turn on Parcel Make sure the Parcel layer is checked.
Turn off Taxing Neighborhood This makes individual parcels easier to select.
Select the parcel Open the property popup.
Find PARCPRC Select View to open the PDF property-record card in a new window.
Update timing: The county warns that property-record cards linked through this map are updated once per year. Use Engage and the Assessor for newer changes.
Map question versus final verification
Question
Starting tool
Final verification
Who is shown as owner?
Engage or GIS popup
Auditor transfer record and recorded deed
Where is the parcel?
GIS Basemap
Property number and physical location
What is the taxing neighborhood?
Assessment Neighborhood Map
Assessor neighborhood and land-study information
Where are the exact boundaries?
Parcel map, deed and recorded plat
Licensed boundary survey
What is the zoning?
Applicable zoning map
Municipality or Area Plan Commission
Boundary warning: The Auditor states that historical parcel maps are informational. The only reliable way to confirm exact lot lines is through professional survey work and recorded documents.
Open Assessment Neighborhood Map Open the GIS Hub
Recorder land-record workflow

Find deeds, mortgages, liens, leases and plats

Use the Assessor portal to obtain names, transfer dates, property number and sale clues. Then use the Recorder’s official land-record resources for the actual recorded instrument.

Search online through Tapestry

Open the county Tapestry information page Read the search and image charges before opening the vendor service.
Search the grantor or grantee Try current and former owners, trusts, estates, companies and spelling variations.
Add a date range Use the approximate purchase, mortgage, release or lien period.
Narrow the document type Search deed, mortgage, release, lien, lease, survey or plat records.
Use tract or subdivision clues These fields are useful when a common name produces too many matches.
Open and save the correct image Verify legal-description, name and recording information before purchasing pages.

Published Tapestry charges

Search fee

$8.75 per search.

First image page

$1.50.

Additional image pages

$1.25 per page.

Use the Recorder’s public computers

Call 574-235-9525 for an appointment
Sessions are limited to one hour
No appointments between noon and 2 p.m.
Public computers close at 4:20 p.m.
Recording submission stops at 4 p.m.
Office closes at 4:30 p.m.

Common Recorder charges

Published St. Joseph County recording and copy fees
Document or service
Published fee
Practical note
Deeds and most other documents
$25
Auditor and Assessor transfer-review charges may also apply.
Mortgage
$55
Includes rerecorded and subordinate mortgages under the county schedule.
Mechanic’s lien
$25 with one first-class mailing
Each additional mailing is listed at $2.
Ordinary copy
$1 per page
Large-format copies cost more.
Certification
$5 per document
Ask the receiving party whether certification is necessary.
Title warning: An online name search can miss ownership interests, unreleased liens, easements or indexing variations. Use qualified title and legal professionals for purchases, refinancing or disputes.
Open Tapestry instructions Verify Recorder fees Call Recorder: 574-235-9525
Form 130 and PTABOA

Challenge an incorrect assessment

The standard June 15 filing point has passed for many 2026 notices. A later, corrected or omitted Form 11 may create a different deadline. Use the date and appeal instructions printed on the current notice rather than assuming the opportunity has ended.

Start with the property facts

Property number and assessment year
Land acreage and classification
Building area and sketch
Year built and condition
Basement, garage and structures
Transfer and sale history
Comparable neighborhood sales
Current deductions and exemptions

File an assessment appeal

Search the parcel in Engage Review Summary, Sketch, Sales, Valuation, Land and Improvement information.
Open the Forms tab Download the parcel-populated Form 130 when available, or obtain the blank state form.
State your opinion of value Explain why the evidence supports a specific assessed value.
Attach supporting evidence Include comparable sales, appraisal, purchase documents, photographs, measurements, repair estimates or income information.
Submit by the notice deadline File online, by mail or with the Assessor according to the current instructions.
Prepare for Assessor review and PTABOA Keep copies of everything submitted and organize evidence by issue.

How the county explains the deadline

Form 11 mailed before May 1

The county portal explains a June 15 filing deadline for that year.

Form 11 mailed after April 30

The portal explains that the deadline is June 15 of the year in which tax statements for that assessment are mailed.

Evidence matched to the assessment issue
Issue
Useful evidence
Weak approach
Recent purchase
Closing statement, contract, deed and sale-condition explanation.
Only an automated online estimate.
Incorrect structure data
Measurements, floor plan, permit and photographs.
Saying the record is wrong without naming the field.
Poor condition
Inspection report, repair estimates and dated photographs.
Ordinary maintenance concerns without value evidence.
Comparable sales
Recent similar sales from the same market or assessment neighborhood.
Selecting only the cheapest nearby properties.
Commercial property
Rent, vacancy, expenses, leases and market-capitalization data.
Comparing income property with ordinary residential sales.
Appeal call script “I am reviewing property number [number] for assessment year [year]. My Form 11 was mailed on [date], and I believe the assessment is incorrect because [sale, record error, condition or comparable evidence]. Can you confirm the filing deadline and whether I should submit Form 130 online, by mail or in person?”
Open appeal forms and guidance Email the Appeals Department Call Assessor: 574-235-9523
Auditor deductions and tax credits

Check every property-tax benefit after a purchase or title change

Deductions reduce the assessed value or tax liability used to calculate the bill. They are different from charitable, religious or other property-tax exemptions administered through the Assessor.

Common St. Joseph County deductions and credits
Benefit
Who should review it
Important local note
Homestead deductions
Owners occupying the property as their principal residence.
Re-file after a sale or title change when required.
Disabled Veteran deductions
Veterans meeting the applicable disability, service and property requirements.
Prepare service and disability documentation.
Over 65 benefits
Qualifying senior property owners meeting current age, ownership and income rules.
The Over 65 deduction and circuit-breaker credit are separate benefits.
Blind or disabled credit
Qualifying blind or disabled residents meeting state requirements.
Use current evidence and income information where requested.
County Over-55 Circuit Breaker
Qualifying homeowners age 55 or older with a long-term Homestead history.
It cannot be combined with the state Over 65 circuit-breaker credit.

Current local Over-55 credit requirements

Received Homestead in the immediately preceding year
Continues to receive Homestead on the same property
Lived in the Homestead for at least ten years
Was at least age 55 by December 31 of the preceding year
Only one credit claimed per Homestead
Cannot also claim the Over 65 circuit-breaker credit
No income limit: The Auditor’s current local guidance states that the St. Joseph County Over-55 credit does not have an income limit.

Verify deductions on the parcel

Open the property in Engage or LowTaxInfo Confirm the parcel and review the deductions or credits shown.
Check after a deed or title change Adding or removing an owner may require the deductions to be reviewed or re-filed.
Use the Auditor’s online filing system Complete the current form and keep the email receipt.
Allow processing time The Auditor currently estimates approximately two to four weeks for application processing.
Confirm approval Contact the Property Tax Department when the benefit does not appear.
Mortgage deduction discontinued: Indiana stopped accepting new mortgage-deduction applications beginning January 1, 2023. Do not use an old article or form that still instructs homeowners to claim it.
Deduction call script “I am reviewing deductions for property number [number]. The ownership or title changed on [date], and the current record shows [benefits]. Can you confirm which deductions or credits must be filed again and the deadline for the next tax bill?”
Open Auditor deductions and filing Email Property Tax Department Call Auditor: 574-235-9668
Deed transfer, split and consolidation

Use the Plat Room for parcel and ownership changes

The Auditor’s Plat Room processes ownership transfers for taxation, creates or modifies parcel records, maintains public GIS parcel information and handles parcel splits, consolidations, rights-of-way and road or alley vacations.

Prepare a deed transfer

Search every parcel included in the deed Copy each current property number and owner name.
Prepare the deed and sales disclosure Obtain qualified legal or title help when changing ownership.
Confirm the Assessor review Ask whether the transaction requires a sales-disclosure or assessment-related fee.
Submit through the Auditor The Auditor currently lists a $10 transfer fee for each parcel.
Record the accepted document Pay the Recorder’s document fee and retain the instrument number.
Check the online ownership record Allow processing time before expecting the new owner to appear in Engage, GIS or LowTaxInfo.
Auditor transfer fee

$10 per parcel.

Typical Plat Room timing

The Auditor states that ownership transfers are generally processed within one to three days after recording.

LowTaxInfo delay

The tax website may be approximately 24 hours behind the county tax-system transfer.

Parcel consolidation

What consolidation does
  • Places eligible property under one parcel number
  • May simplify deductions and billing
  • Can be reversed later
  • Currently has no Auditor service fee
What consolidation does not do
  • It does not erase recorded lot lines
  • It does not create a legal boundary survey
  • It does not resolve title defects
  • It does not guarantee zoning or building approval
Historical Auditor deeds: The Plat Room provides a search for certain historic unrecorded Auditor’s deeds covering 1975 to the present. Contact the Plat Room when a normal Recorder search does not locate the document.
Do not remove a person from a deed without professional guidance. The county recommends contacting a title company or real-estate attorney for deed changes.
Open Plat Room information Email Plat Room Call Auditor: 574-235-9668
Delinquency and sale risk

Act before a delinquent property reaches tax sale

The Auditor currently lists a September 2026 online tax-sale period beginning September 1 at 9 a.m. and ending September 2 at 3 p.m. Sale details, registration and parcel listings can change, so verify them through the official Auditor and Treasurer before relying on the schedule.

Partial payment is not protection from tax sale. A remaining delinquent balance can continue to accrue penalties and may still qualify the property for tax-sale action.

Check whether a property is at risk

Search the current tax bill Review all unpaid installments and prior balances.
Call the Treasurer Ask whether the parcel has been certified for tax sale.
Request the complete payoff Include tax, penalty, sale costs and any special assessments.
Use the correct payment office Properties certified for tax sale cannot be paid online and must generally be paid at the Treasurer’s Office.
Use the Auditor for redemption A property already sold at tax sale must be redeemed through the office and process identified by the county.
Tax-sale status script “I am calling about property number [number] and duplicate number [number]. Can you confirm whether it is certified for tax sale, the complete amount required to stop or redeem the action, the payment location and the deadline?”
Review Auditor tax-sale information Call Treasurer: 574-235-9531
Phones, addresses and visit planning

St. Joseph County property contacts

Contact the office that can complete the task
Office
Use it for
Contact
Address and hours
County Auditor
Deductions, tax calculation, transfers, Plat Room, parcel consolidation and tax sale.
574-235-9668
Fax: 574-235-5024
propertytax@sjcindiana.com
227 W. Jefferson Blvd., Suite 722
South Bend, IN 46601
Monday–Thursday: 8 a.m.–1 p.m. and 2–4:30 p.m.
Friday: 8 a.m.–1 p.m.
County Assessor
Assessment, property characteristics, record cards, sales and appeals.
574-235-9523
Fax: 574-235-5554
assessments@sjcindiana.gov
227 W. Jefferson Blvd., 3rd Floor
South Bend, IN 46601
Monday–Friday, 8 a.m.–4:30 p.m.
County Treasurer
Tax bills, payment posting, penalties, duplicate numbers and tax-sale certification.
574-235-9531
Fax: 574-235-9023
227 W. Jefferson Blvd., 2nd Floor
South Bend, IN 46601
Monday–Friday, 8 a.m.–4:30 p.m.
County Recorder
Deeds, mortgages, liens, leases, plats, copies and recording.
574-235-9525
227 W. Jefferson Blvd., Room 321
South Bend, IN 46601
Monday–Friday, 8 a.m.–4:30 p.m.
Recording ends at 4 p.m.
County GIS
Public map applications, GIS Hub, mapping and data questions.
GIS Manager: 574-406-6851
227 W. Jefferson Blvd., Room 1140
South Bend, IN 46601
Penn Township Assessor
Assessment questions for properties administered by Penn Township.
574-256-6204
219 Lincoln Way W.
Mishawaka, IN 46544

Information to include in a call or email

Property number
Tax duplicate number
Physical address
Owner name
Assessment or tax year
Form 11 mailing date
Recording or deed reference
Short explanation of the requested action
Universal county call script “I am contacting you about property number [number] at [address]. I need help with [assessment, tax bill, deduction, deed, parcel map, transfer or appeal]. The current online record shows [brief fact]. Which official form, portal or office should I use next?”
Related Indiana property guide

Use the correct county when a property is elsewhere in Indiana

Grant County, Indiana

Grant County also splits property duties among the Assessor, Auditor, Treasurer, Recorder and GIS. Use this guide only when the legal parcel is in Grant County rather than St. Joseph County.

Open Grant County Indiana property guide
Accuracy and legal limits

What an online property result cannot prove

Online records are useful for
  • Identifying a parcel
  • Reviewing owner and transfer history
  • Checking assessed values
  • Finding land and building characteristics
  • Reviewing taxes, maps and recorded-document clues
Obtain additional verification for
  • Legal ownership and marketable title
  • Exact property boundaries
  • Easements and deed restrictions
  • Zoning and building approval
  • Purchase, lending or litigation decisions
Responsible-use warning: Do not identify or contact a person based only on a same-name result. Verify the parcel, physical property and recorded document before relying on public data.
Ten practical answers

St. Joseph County property search FAQs

Where can I search St. Joseph County Indiana property records?

Use the official St. Joseph County Engage property portal. It supports owner, address and property-number searches and provides ownership history, assessed values, sales, land, improvements, sketches, photos, tax information and property-record cards.

Is the St. Joseph County Auditor the same as the Assessor?

No. The Assessor determines assessed value and maintains property characteristics. The Auditor calculates tax bills, manages deductions, processes ownership transfers through the Plat Room and performs other county financial duties.

How do I search a St. Joseph County tax bill?

Use the official county tax-bill search. Search by last name followed by first initial, a shortened property address or the parcel or property number printed on the tax bill.

When is the fall 2026 St. Joseph County property-tax payment due?

The fall 2026 property-tax installment is due November 10, 2026. The county sends one statement in spring containing both spring and fall coupons and does not send another bill in fall.

What are the St. Joseph County online property-tax payment fees?

The published electronic-check or ACH fee is $1.25, with an additional fee for payments above $10,000. Debit and credit card payments carry a 2.4% fee with a $2 minimum.

How do I view a St. Joseph County property-record card?

Search the property in Engage or the Assessment Neighborhood Map. In the neighborhood map, turn on the Parcel layer, select the parcel and open the PARCPRC link in the property popup.

Are St. Joseph County GIS property lines legal boundaries?

No. GIS parcel lines and historical parcel maps are informational. Exact property boundaries must be established through recorded documents and a professional boundary survey.

How do I appeal a St. Joseph County property assessment?

Search the parcel in Engage, review the property facts and file Indiana Form 130 with the Assessor. The filing deadline depends on when the Form 11 assessment notice was mailed, so use the deadline on the current notice.

Where can I search St. Joseph County deeds and mortgages?

Use the Recorder’s Tapestry service for occasional online searches or schedule an appointment to use the Recorder’s public computers. Searches may use names, dates, document number, document type, tract, subdivision or parcel number.

How much does the St. Joseph County Auditor charge to transfer a deed?

The Auditor currently lists a transfer fee of $10 per parcel. Assessor review and Recorder recording charges may also apply, so confirm the complete cost before submitting a deed.

Information reviewed August 7, 2026: Property-search tools, assessment tabs, appeal instructions, office responsibilities, deduction guidance, temporary Auditor hours, 2026 tax dates, payment fees, Recorder services, Tapestry charges, recording fees, GIS instructions and current contacts were checked against official St. Joseph County and Indiana sources.
Independent guide: CountyAuditors.org is not the St. Joseph County Auditor, Assessor, Treasurer, Recorder, GIS Department, PTABOA or Indiana Department of Local Government Finance. Confirm live balances, filing deadlines, fees, deductions and legal records with the responsible office.
Ohio Auditor Tools · Tax Year 2026

10 Ohio Property Tax Calculators & Auditor Tools

Built specifically for Ohio's 35% assessment ratio, current DTE forms, and 2026 Homestead, Owner-Occupancy, CAUV, Conveyance Fee, and Board of Revision rules. Every number reflects verified Ohio Department of Taxation amounts.

Homestead: $29,000 Enhanced Vet: $58,000 OAGI limit: $41,000 Assessment: 35% of market BOR filing: Free · DTE 1

Annual Tax Bill Estimator

OHIO

Applies Ohio's 35% assessment ratio plus your county's effective millage tier — the actual math your auditor uses.

Pick a county tier and enter your market value.

Homestead Reduction Calculator

DTE 105A

2026 Ohio Homestead: $29,000 general or $58,000 enhanced (100% disabled vet, KIA spouse). OAGI under $41,000 required for non-veteran applicants.

Pick your situation and enter your home value.

Owner-Occupancy & Non-Business Credits

DTE 105C

Every Ohio owner-occupied home qualifies for the 2.5% Owner-Occupancy Credit plus the automatic 10% Non-Business Credit. Most owners don't realize these stack.

Enter your annual tax to see both credit amounts.

Conveyance Fee Calculator

ORC 322

When you sell or transfer Ohio property, the auditor collects $1 state + up to $3 county per $1,000, plus $0.50 per parcel. Counties choose their rate.

Enter sale price and pick your county rate.

CAUV Agricultural Savings

DTE 109

Ohio's Current Agricultural Use Value cuts taxable value dramatically for farmland (10+ acres, or smaller with $2,500+ annual gross income).

Enter both market and CAUV values to see savings.

Mill Rate Converter

Ohio tax rates appear three ways on auditor sites: mills, percent, or dollars per $1,000. Convert between them instantly.

Enter a rate to see all three forms.

Parcel Number Cleaner

Ohio's 88 counties each format parcels differently — Franklin uses 010-123456-00, Cuyahoga uses 001-23-456, Hamilton uses 100-0001-0001-00. Auto-detects.

Paste any Ohio county parcel to format it.

35% Ratio Sanity Check

Ohio law sets taxable value at 35% of market value. If yours is significantly higher, you're a strong BOR appeal candidate.

Enter both values to compare against Ohio's 35% target.

BOR Appeal Savings

DTE 1

A successful Board of Revision complaint typically cuts your value 10–20%. Filing is free and stays in effect until the next reappraisal.

Enter your tax bill and reduction estimate.

BOR Deadline Countdown

MAR 31

Ohio's statutory Board of Revision filing deadline is March 31 for the prior tax year. Miss it and you wait until next year — no extensions.

Set your deadline to start the countdown.

Verify with the official Ohio source

These calculators use the verified 2026 Ohio Department of Taxation amounts and statutory rules. For your exact bill, exemption status, and county-specific deadlines, always confirm with your county auditor and the Ohio Revised Code:

Ohio Dept. of Taxation — Real Property DTE Forms (105A, 105C, 1, 109) ORC 5715 — Board of Revision ORC 5713 — Taxable Real Property ORC 322.02 — Conveyance Fee ORC 319.54(F)(3) — State Fee ORC 5713.30 — CAUV tax.ohio.gov — Main Portal

Estimates use Ohio's 35% statutory assessment ratio and effective tax rate tiers averaged across major Ohio counties. Your actual bill depends on local school levies, voted millage, inside vs. outside millage splits, House Bill 920 reduction factors (HB 920), and special assessments. The 2026 Homestead general amount ($29,000) and enhanced amount ($58,000) reflect HB 187 inflation indexing — your county auditor's office may show slightly different transitional figures. Nothing here is legal or tax advice. CountyAuditors.org is an independent informational directory, not affiliated with any county government.

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